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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

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SmartSave Savings reviews (2549)

The website and insteuctions were easy to navigate a...

5
The website and insteuctions were easy to navigate and I found it easy to get the information I needed. The interest rate is higher than I can get with my current savings provuders. Reviewed on: 26th January 2024
Jonquil N's avatar
Jonquil N

Competitive rate

3
I have not much interaction with and/or experience in SmartSave as I am new to the service. I have selected the best rate in a market when I opened an account. An account opening process was straightforward, simple and smooth. Reviewed on: 26th January 2024
KD's avatar
KD

Simple set up great interest rate savings account

5
I invested in a 1 year fixed rate savings account which was very simple to do online and it offered one of the best interest rates available amongst all other providers. Reviewed on: 26th January 2024
Paul P's avatar
Paul P

Great trustworthy lender.

5
Great trustworthy lender. I know they’re not a massive high street name but they’ve always been transparent and accurate with my savings interest. Thanks guys. I’ll certainly be saving with you again in the future. Reviewed on: 26th January 2024
Joe L's avatar
Joe L

Very easy to operate online.

5
Very easy to operate online. Helpful contacts when required. Simple operation. Reviewed on: 26th January 2024
DAVID T's avatar
DAVID T

Great product just upset that I locked in a low inte...

5
Great product just upset that I locked in a low interest rate Reviewed on: 26th January 2024
Khop's avatar
Khop

Why isn't everyone banking with Smartsave

5
User friendly online banking platform makes life easier. Very competitive rates and excellent financial reputation. Reviewed on: 26th January 2024
Leslie 's avatar
Leslie

Just so easy to setup and if you are unsure about an...

5
Just so easy to setup and if you are unsure about anything the customer service team are very helpful. Reviewed on: 26th January 2024
Philippa C's avatar
Philippa C

Good interest rate, no hassle

5
Rolled over a fixed year bond to a better interest rate with no hassle Reviewed on: 26th January 2024
G's avatar
G

First class interest rates and great customer service.

1
First class interest rates and great customer service. Reviewed on: 26th January 2024
Barry G's avatar
Barry G

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