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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

No problems

5
No problems - easy to use. Competitive interest. Reviewed on: 11th April 2023
James Robinson's avatar
James Robinson

does what it says on the tin!

5
all ok , but would like to be able to open more than one account Reviewed on: 11th April 2023
Hilary 's avatar
Hilary

Smartsave

4
Easy to open/manage online account with competitive rates of interest. Reviewed on: 11th April 2023
Carline Mark's avatar
Carline Mark

Shame rates started so low 20/21 year

3
We like more feed back on our 2 year contract. Especially investing a large sum Cheers Reviewed on: 11th April 2023
Linda's avatar
Linda

First time saver with Smart Save

5
After checking interest rates Smart save came out on top for my requirements, easy to set up and I am more than happy with the whole experience. Reviewed on: 11th April 2023
PETER HARDINGHAM's avatar
PETER HARDINGHAM

Good savings

5
Has always been a great service always ready to help on matter's. Reviewed on: 11th April 2023
Raymond Croft 's avatar
Raymond Croft

Straightforward

5
Easy and straightforward process for savings account with competitive interest rate. Reviewed on: 11th April 2023
Barbara Smith's avatar
Barbara Smith

Great all round customer service.

5
Easy to manage your account online with great interest rates! Reviewed on: 11th April 2023
Martha Myrtle Cranston's avatar
Martha Myrtle Cranston

Easy to deal with & good rates.

5
Easy to set up & deal with. Offering good rates to savers - what more could you ask for? Have made several recommendations to friends and family. Reviewed on: 11th April 2023
Satisfied saver's avatar
Satisfied saver

Good rates

4
Has good rates and easy to set up Reviewed on: 11th April 2023
Anna Faikosch's avatar
Anna Faikosch

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