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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Easy to deal with

5
As well as being easy to deal with with clear information the savings rates were very competitive Reviewed on: 11th April 2023
Mark Stevens's avatar
Mark Stevens

SmartSave

5
I invested with SmartSave one year ago. It was a very simple and easy process to follow regarding setting everything thing up whilst also providing the best interest rate for the type of account I was looking for. Reviewed on: 11th April 2023
Kate Lamb's avatar
Kate Lamb

Super simple

5
Very easy to set up and competitive interest rates. Reviewed on: 11th April 2023
Gerald Lees's avatar
Gerald Lees

Great bank

5
Easy to open online bank account with great interest. I would recommend. Reviewed on: 11th April 2023
Jan MacLellan's avatar
Jan MacLellan

Great product

5
Easy to set up and manage online with a very good interest rate Reviewed on: 11th April 2023
Lee Morton's avatar
Lee Morton

Online Banking at its best

5
Responsive Website FAQs up to date Queries answered promptly May be I'm less demanding, but all spot on for me Abhi Reviewed on: 11th April 2023
Abhijit's avatar
Abhijit

Easy to smartsave

5
Very easy application process and savings rates at the time of my opening were the best around Reviewed on: 11th April 2023
Steven Leach's avatar
Steven Leach

Gardening isn't everything.

5
Last year I planted my money in the back garden. It didn't grow. This year I put it with SmartSave and it's blooming. Reviewed on: 11th April 2023
Ronald Miller's avatar
Ronald Miller

Safe secure savings with great rates

5
Smart save is so simple to set up with a fantastic range of accounts with some of the best interest rates. I would not hesitate to recommend. Reviewed on: 11th April 2023
Janette Rear's avatar
Janette Rear

excellent

5
very happy with my smartsave account Reviewed on: 11th April 2023
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