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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Brilliant

5
So easy to use, good percentage savings accounts, great customer service, all round really pleased. Reviewed on: 11th April 2023
Lesley Lawson's avatar
Lesley Lawson

Very straight forward to use

5
Smart save was incredibly straight forward to use. I chose smart save as my first savings account and the team and the process was very easy and helpful Reviewed on: 11th April 2023
Megan Simpson's avatar
Megan Simpson

What's not to like

5
Easy in line portal. Great interest rates. It's where my money is! Reviewed on: 11th April 2023
Ange Rothers's avatar
Ange Rothers

Easy

5
Fantastically easy way to make your money work for you. Excellent rate of interest and totally safe Reviewed on: 11th April 2023
andrew mcclure's avatar
andrew mcclure

Good

5
Very good service so far Would recommend smart save. Reviewed on: 11th April 2023
Roger Hawes's avatar
Roger Hawes

Smart Savings

5
Looking for somewhere to get a little bit of Interest on my savings a couple of years ago when rates were low and found SmartSave . They gave a good rate. The application via the website was easy to navigate and set up and transferring my investment was simple too. Reviewed on: 11th April 2023
Geraldine Jones's avatar
Geraldine Jones

EASY TO USE FIRST CLASS SERVICE

5
EVERYTHING STRAIGHT FORWARD EASY TO UNDERSTAND GREAT COMMUNICATION Reviewed on: 11th April 2023
Andrewmcgee9's avatar
Andrewmcgee9

Savings account

5
Well promoted. Quick and easy to set up. Reviewed on: 11th April 2023
Hannah Stephens 's avatar
Hannah Stephens

Great experience

5
Account was easy to set up. Competitive rates and good customer service. Reviewed on: 11th April 2023
Graham Kay's avatar
Graham Kay

Easy to use and rewarding bank

5
Bank offered a great interest rate, was easy to set up and easy to use for the purposes of savings Reviewed on: 11th April 2023
Lucy's avatar
Lucy

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