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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Smartmoney easy savings

5
Opening and managing my savings account has been easy peasy Reviewed on: 11th April 2023

Brilliant company

5
Excellent service and customer friendly Reviewed on: 11th April 2023

Smart save for smart savers

5
Excellent customer service, easy to open account, good interest rates Reviewed on: 11th April 2023

Easy sign up and website

5
Great communication - easy sign up process and happy with service. Reviewed on: 11th April 2023

Great rate

5
Very easy to open the account. Very good support when needed. Reviewed on: 11th April 2023

Hassle-free saving

5
Saving with SmartSave was simple. No complicated choices to make, with a straightforward application process. Reviewed on: 11th April 2023

Top savings accounts

5
Smart Save offer competitive savings rates with a great easy to navigate website All in all a great place to save Reviewed on: 11th April 2023

Nice reward

4
Open account nice and easily without any issues Reviewed on: 11th April 2023

Brilliant service. Very focused efforts for savers

5
It was great to have saved my savings with them. Very communicative and they took every efforts to make my money work for me. Reviewed on: 11th April 2023

Fixed savings accoubt

5
I have opened a fixed term 2 year account with Smartsave it was easy to open and transfer funds Reviewed on: 11th April 2023

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