Smart Money People Logo

SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

SmartSave Savings reviews (2549)

Easy save

5
Really impressed with how easy and efficient the service from SmartSave is, lives up to the name. Reviewed on: 11th April 2023

Great rates

5
Best 2 year fixed bond rate at the time. Easy to set up and great so far Reviewed on: 11th April 2023

Great Prodict

5
very happy with product and online access Reviewed on: 11th April 2023

GREAT SERVICE

5
THE ALLROUND SERVICE FROM THE START WAS EXCELLENT Reviewed on: 11th April 2023

Easy, friendly services

4
Easy, friendly services. I found it's easy to open an account than others. Reviewed on: 11th April 2023

Not simple banking

3
A little complicated if you need simple straight forward banking. Too many different account numbers and procedures to note and remember in order to access your account. Either that or offer better rates! Reviewed on: 11th April 2023

EASY SAVINGS ACCOUNT

5
EASY , HASSLE FREE SAVINGS ACCOUNT WILL CONTINUE TO SAVE FOR TE FUTURE .. Reviewed on: 11th April 2023

Good rates

4
Very competitive rates. Easy to set up. Reviewed on: 11th April 2023

Easy online savings account

5
It was simple and easy for me to open my account. I did it quickly online and had my savings earning a good rate of interest. Reviewed on: 11th April 2023

Why am I on there list

1
I am still waiting for them to accept me a a customer Reviewed on: 11th April 2023

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience. Write a review