Smart Money People Logo

SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

SmartSave Savings reviews (2549)

Good communication easy to use

5
This is how Internet banking should be stress free good rates good communication Reviewed on: 7th March 2023

Great Rate good service

5
For a relatively unknown bank they are so good, easy to set up no fuss and very good rates Reviewed on: 7th March 2023

Wold deffo recommend

5
Very easy to use and everything is explained very well! feels safe! Reviewed on: 7th March 2023

Easy to access and very competitive rates

4
Simple to follow instructions, appears to be a secure site and competitive market leading rates Reviewed on: 7th March 2023

Good value

5
Easy to setup and easy to maintain via the website. Reviewed on: 7th March 2023

Quck and easy set up

5
Clear concise information and was easy to set up. Reviewed on: 7th March 2023

fixed rate

1
Smartsave were very "smart" in offering a fixed one year saver account at 2.38%.. Of course they are experts and idiots like me invested Reviewed on: 7th March 2023

Great rates, great service

5
Easy to set up, excellent interest rates, good service and very quick response when I had a query. Reviewed on: 7th March 2023

Great website and service

5
Smart Save offer great rates, and make opening an account super easy. Their transparent about their rates, and have clear instructions. Reviewed on: 7th March 2023

Great savings bank

5
Kept informed. Easy to use website. Great place for savings. Reviewed on: 7th March 2023

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience. Write a review