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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Great user experience

5
Very easy savings service, with user friendly website, would recommend to others! Reviewed on: 29th January 2024

Great all round service

5
Precise and clear information of offered accounts. Ease in registering for new account, and great assistance from customer support when needed. Reviewed on: 29th January 2024

Easy account opening

5
Accounts are easy to open and view. No more as I only have an account which has no access until the end of the issue (3 years) Reviewed on: 29th January 2024

Smooth process - no problems.

5
Smooth process - no problems. Easy to set up the account. Reviewed on: 29th January 2024

One of the few companies that I have renewed an acco...

4
One of the few companies that I have renewed an account with. Reviewed on: 29th January 2024

Super easy.

5
Super easy to deposit. Very simple to receive interest and decide what gets reinvested and what doesn’t :) Reviewed on: 29th January 2024

Not complicated

5
Easy and simple to set up and very good communication year on year on. Also gives top interest rates Reviewed on: 29th January 2024

Ease of use

5
Easy to open new account and to maintain with straightforward instructions Reviewed on: 29th January 2024

Thorough and Informative

5
I have found the information provided by SmartSave to be presented in pain language. This has been very helpful for me as I navigate my way into what is for me a new world of investment. Reviewed on: 29th January 2024

Easy to open good communication and great rates

5
Easy to open good communication and great rates Reviewed on: 29th January 2024

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