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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Very straightforward

5
Easy to set up account - very straightforward Reviewed on: 27th January 2024
Jan H's avatar
Jan H

Good rate of savings; easy to use

5
Good rate of savings; easy to use Reviewed on: 27th January 2024
David G's avatar
David G

SmartSave offered the best AER for my savings.

5
SmartSave offered the best AER for my savings. It was very easy to open a savings account online and the website is super simple to use. Reviewed on: 27th January 2024
John D's avatar
John D

It’s ok but there is not a lot of communication whic...

4
It’s ok but there is not a lot of communication which makes me slightly worried about the company Reviewed on: 27th January 2024
Sarah G's avatar
Sarah G

Leading product.

5
Leading product. Easy website interface. Top rate. Reviewed on: 27th January 2024
Atiq M's avatar
Atiq M

Thankyou Smartsave top notch!

5
I joined last year and was cautious however the app and communication all of the way this year was second to none. My investment at maturity was paid back with interest on the day . I will be reinvesting this year as their rates are the best it’s just so east . Reviewed on: 27th January 2024
Fin 's avatar
Fin

Excellent savings option

5
Easy to navigate online banking platform, with great offers and easy renewal process. Highly recommended. Reviewed on: 27th January 2024
Sarah C's avatar
Sarah C

No paperwork or even email confirmation of savings r...

3
No paperwork or even email confirmation of savings received Reviewed on: 27th January 2024
Maxine 's avatar
Maxine

Best interest rate 2 years in a row

5
Excellent interest rate (market leading) initialy and again when 1 year bond matured (again best available at the time). Smooth process rolling it over for another year. Online account is easy to use and very clear. Reviewed on: 27th January 2024
Salty Dog's avatar
Salty Dog

A great investment with SmartSave.

5
Online investment setup was very easy and all details were clearly explained. Fixed investment rate very competitive to other investments. Reviewed on: 27th January 2024
CJS's avatar
CJS

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