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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Very straight forward and simple to sign up and they...

5
Very straight forward and simple to sign up and they notify you in plenty of time when your term is up so you can think about what you want to do next. Reviewed on: 27th January 2024
Sue B's avatar
Sue B

Good value

5
An easy experience with setting up accounts and best interest rates around Reviewed on: 27th January 2024
Mark H's avatar
Mark H

Good bank, although two factor authentication would...

4
Good bank, although two factor authentication would help protect the account. Reviewed on: 27th January 2024
Ollie's avatar
Ollie

Easy to set up new account, without much hassle.

4
Easy to set up new account, without much hassle. Reviewed on: 27th January 2024
Lim's avatar
Lim

Competitive rate.

5
Competitive rate. A very straightforward and satisfactory experience. Reviewed on: 27th January 2024
JL's avatar
JL

Easy set up

5
Easy to set up a fixed term savings account online. Very smooth. Reviewed on: 27th January 2024
S Smith's avatar
S Smith

Smartsaver

5
Smartsave is a company that lets you control your savings without the hassle of cold calls. Value for money on savings is 100% worth the wait as the interest rates for existing customers is higher than any other Bank. Customer service is no hassle but more so very helpful. Reviewed on: 27th January 2024
Jas's avatar
Jas

On boarding process

3
On boarding process is easy but no confirmation certificate of amount invested Reviewed on: 27th January 2024
Les's avatar
Les

Easy to set up and access

5
Easy to set up and access online; good rates of return Reviewed on: 27th January 2024
Brian555's avatar
Brian555

Very easy to open and very good interest rates off o...

5
Very easy to open and very good interest rates off offered. Reviewed on: 27th January 2024
Justin Whittle 's avatar
Justin Whittle

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