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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Smartsave whilst giving a great interest rate also p...

5
Smartsave whilst giving a great interest rate also provides excellent customer service Reviewed on: 27th January 2024
William Drinan's avatar
William Drinan

Top rate easy online investment

5
At the time of my investment last July, SmartSave had the best 12 month locked in interest rate that suited my needs. Having read several reviews that were all good and also cross referenced with other friends that also have investment portfolios, I took the plunge as it was an easy decision to invest with SmartSave. The online process is simple and so far, so good. Reviewed on: 27th January 2024
Peter GB's avatar
Peter GB

Great way to save

5
Easy to use site, good interest, rates instant view of money when transferred into account, quick acceptance Reviewed on: 27th January 2024
Tracey P's avatar
Tracey P

Thanks smart saved!

4
Setting up the account was easy and I’ve been happy ever since Reviewed on: 27th January 2024
Kevin M's avatar
Kevin M

Best rate easy website secur8and trustworthy

5
Best rate easy website secur8and trustworthy Reviewed on: 27th January 2024
John M's avatar
John M

Investing with SmartSave on line has been the easies...

5
Investing with SmartSave on line has been the easiest and most informative fixed rate savings account I have ever experienced. Interest rates are certainly some of the best available and very competitive. Any questions I had are all answered in the full information given by this 'no frills' Bank. Highly recommend investing with SmartSave! Reviewed on: 27th January 2024
Chris R's avatar
Chris R

Excellent rates

5
Easy to understand and professional website to setup with Excellent rates. Reviewed on: 27th January 2024
Bruce D's avatar
Bruce D

Easy efficient transaction.

4
Easy efficient transaction. Simple website, user friendly. Would recommend to friends & relatives. Reviewed on: 27th January 2024
BW's avatar
BW

Am happy with SmartSave.

4
Am happy with SmartSave. Rate and service. Reviewed on: 27th January 2024
Dee Williams's avatar
Dee Williams

Overall, I have been wildly happy with my choice

5
Simple and swift to get started but since then this call to vote has been the first contact I've had from SmartSave... in some ways that is good (no spam), in some ways bad (lacking any contact with customers). Overall though I have been wildly happy with my choice Reviewed on: 27th January 2024
Ian M's avatar
Ian M

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