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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Very easy to deal with your account online.

5
Very easy to deal with your account online. and a good return on your savings. Reviewed on: 27th January 2024
Paul Miarowski's avatar
Paul Miarowski

A great banking experience

5
One of the easiest banking transactions I have completed on line. Everything happened exactly as advertised on the web-page. A good rate with minimum registration fuss. Reviewed on: 27th January 2024
Iain M's avatar
Iain M

Great experience all round!

5
Easy online experience and good notifications from the bank. Reviewed on: 27th January 2024
Elizabeth Hargreaves 's avatar
Elizabeth Hargreaves

Mostly uncomplicated and straightforward website.

4
Mostly uncomplicated and straightforward website. Reviewed on: 27th January 2024
Vanessa P's avatar
Vanessa P

I was pleased overall

5
I was pleased with most things apart from only being allowed to have one savings account. Reviewed on: 27th January 2024
Melody Kozlowski 's avatar
Melody Kozlowski

Fairly good limited interaction but.

3
Fairly good limited interaction but. I reason to complain. Reviewed on: 27th January 2024
Shane 's avatar
Shane

Excellent savings

5
Very easy to operate and to view my savings and excellent interest rayes Reviewed on: 27th January 2024
Di Po's avatar
Di Po

Initial doubts put to rest:-)

5
I wasn't sure initially with being only online and no branch to go into, nearby. I phoned to make sure I could speak to a real person and my mind was put at ease. The account itself was easy to open online and the interest rate is good. Reviewed on: 27th January 2024
Karen L's avatar
Karen L

Competitive and easy to understand

5
The website is clear with the information provided. It is easy to use, understandable, and the offers provided are competitive. Reviewed on: 27th January 2024
Nakul P's avatar
Nakul P

very great with smart save.

5
very great with smart save. it's really a bank in view of savingaccount Reviewed on: 27th January 2024
Lingzhou X's avatar
Lingzhou X

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