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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

They do what they say

5
English based I had 1 question when phoned up answered and resolved immediately Reviewed on: 27th January 2024

Very helpful and easy to find yourself around the we...

5
Very helpful and easy to find yourself around the website. Reviewed on: 27th January 2024

Easy to open account and transfer funds.

5
Easy to open account and transfer funds. Everything clear and straightforward Reviewed on: 27th January 2024

Pretty easy to deal with.

4
Pretty easy to deal with. Straightforward online system without glitches and quick service behind the scenes Reviewed on: 27th January 2024

very easy to use

4
I have had no problems using the service, very easy to use. Reviewed on: 27th January 2024

I have not used any of the extra services only my sa...

3
I have not used any of the extra services only my savings so cannot comment on most of the questions Reviewed on: 27th January 2024

Excellent service

5
Very good and efficient service. Excellent keep it up. Reviewed on: 27th January 2024

Smartsave review

5
Easy to apply,good rates ,excellent service Reviewed on: 27th January 2024

Quick, pain-free experience

4
I had to check 24h later that my funds had gone into the account, but other than that it was a pain-free experience Reviewed on: 27th January 2024

Easy to set up

5
Easy to set up and to check. Clear instructions good communication Reviewed on: 27th January 2024

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