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SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Very organised and easy to open account

5
Very organised and easy to open account Reviewed on: 26th January 2024
Claire D's avatar
Claire D

does what it says on the tin .

4
Easy to open account, simple clear communication. Reviewed on: 26th January 2024
Mark M's avatar
Mark M

Get smart with SmartSave

5
Easy application process. Competitive rates of interest. Reviewed on: 26th January 2024
Jeanette Marshall's avatar
Jeanette Marshall

Excellent easy deposit method.

5
Excellent easy deposit method. And reliable email communications throughout. Reviewed on: 26th January 2024
Daniel B's avatar
Daniel B

Saving for 1 year.

4
I've put my money away for a year . The process was very straightforward and the steps were explained very clearly. Reviewed on: 26th January 2024
Margaret f's avatar
Margaret f

An easy to use service.

4
A solid easy to use service. Very transparent system for savers. Have recommended Smartsave to others. Information is readily available on line so you know everything before saving with this bank. Reviewed on: 26th January 2024
Philip B's avatar
Philip B

No problems.

5
No problems. Taking out bond was very easy. Would take out another in future. Reviewed on: 26th January 2024
Joyce 's avatar
Joyce

Smart way to save

5
Easy to apply and competitive interest rate of saving Reviewed on: 26th January 2024
Debbie C's avatar
Debbie C

Great interest rate

4
They offered a great interest rate at the time I wanted to put an inheritance into savings. I found it easy to misunderstand the rules of how to make a deposit and it took me a while to get it right but I think that was my fault not theirs. Reviewed on: 26th January 2024
Owen P's avatar
Owen P

Nervous User

5
Very easy to understand, easy to follow the procedures, Clear website and little small print Reviewed on: 26th January 2024
Gillian T's avatar
Gillian T

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