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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Great savings

5
Great service easy to understand and very helpful and patient Reviewed on: 26th January 2024
Peter Turner's avatar
Peter Turner

Long term cash investment.

5
Took out a long term cash investment. The account setup was easy and the rate of investment was competitive. I have confidence that the bond will progress to maturity without incident. Reviewed on: 26th January 2024
ARL's avatar
ARL

Good account

4
Good value, and easily set up and easy to move money, all on line no paperwork which i found strange but its tje way of the world now Reviewed on: 26th January 2024
Timothy Patterson's avatar
Timothy Patterson

Be Smart or be smart - it's your choice...or is it?

4
Website was average. Can only open one account so if the rate changes for a better one after you have opened it, you can only fund the account you've opened whilst others can apply for the better account - not really fair is it? You need to be wary of this when first choosing SmartSave for your savings as you only get one try at making the most of your money. Reviewed on: 26th January 2024
Spondulics's avatar
Spondulics

It has been a very simple experience.

5
It has been a very simple experience. So easy to use. Reviewed on: 26th January 2024
Judes's avatar
Judes

Smartsave, well named

4
I have had money with smartsave for a few years now and have always found them good to work with and always being very helpful Reviewed on: 26th January 2024
willie's avatar
willie

Straightforward easy to use investment

5
Straightforward easy to use investment Reviewed on: 26th January 2024
Alan Barker's avatar
Alan Barker

Very simple and clear online investing

5
Very simple and clear online investing Reviewed on: 26th January 2024
Oliver B's avatar
Oliver B

Only used a few times as used to go to a human

5
Only used a few times as used to go to a human - don't like that you still show cancelled items when you change your mind. Makes the receipt very condlfusing Reviewed on: 26th January 2024
Nic's avatar
Nic

Great service

5
Very easy to use online services. Able to deposit and withdraw quickly and easily Reviewed on: 26th January 2024
Brenda G's avatar
Brenda G

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