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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Great experience.

5
Great experience from start to finish. Reviewed on: 26th January 2024
Sumanth D's avatar
Sumanth D

Everything has been great so far!

5
I havent had too much experience, everything has been straight forward - I opened an account, added my money, and I am able to check on it regularly. I got a yearly update on my savings which I found really helpful. Reviewed on: 26th January 2024
Ellie G's avatar
Ellie G

Very east to use.

5
Very east to use. Rates were the best in the market at the time. Reviewed on: 26th January 2024
Victor W's avatar
Victor W

Excellent so far

5
Good website to do everything online. Savings rates brilliant Reviewed on: 26th January 2024
Jennifer D's avatar
Jennifer D

Not used it much yet, but the nudge emails are a gre...

4
Not used it much yet, but the nudge emails are a great idea! Reviewed on: 26th January 2024
Charlotte M's avatar
Charlotte M

Good 1 yr fixed rate

5
Good 1 yr fixed rate, easy to deposit money and look at account online. Slight problem changing nominated bank account, but all sorted now. Reviewed on: 26th January 2024
Tony E's avatar
Tony E

Would recommend

5
Easy to set up, good communication, good interest rates, easy to navigate website, don’t send lots of emails only essential communications Reviewed on: 26th January 2024
Emma D's avatar
Emma D

Good communication

5
Smartsave were easy to communicate with and to keep in touch and find out how my savings were progressing Reviewed on: 26th January 2024
Marie H's avatar
Marie H

Very good and easy to use.

5
Very good and easy to use. Very helpful and knowledgeable. Reviewed on: 26th January 2024
Parvesh Vatcha's avatar
Parvesh Vatcha

Easy to set up and monitor savings

5
I have found the experience of saving with Smartsave very easy to set up and understand. The interest rate was good also. I have not had to contact anyone so far. I am looking forward to collecting the interest if February 2024. Will look to invest more with SmartSave. Reviewed on: 26th January 2024
Sharon J's avatar
Sharon J

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