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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4.12 (321 reviews)

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3.96

Based on 321 reviews, last reviewed 7th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

5

Clubcard benefits I love using my Tesco credit club card all year to save points and then spend them on double up reward partners. It feels like money for nothing! Reviewed on: 5th September 2025

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Tesco Bank Clubcard credit cards reviews (321)

Review of the Tesco Bank, Clubcard credit cards:

Tesco rewards partner Hotel.com

Used a Tesco Voucher to book a hotel through Hotel.com. Due to a technical issue with Hotel.com I was overcharged. Hotel.com didnt want to know neither did Tesco. Expected some support from Tesco but they just simply didnt want to know and said it wasnt their problem. Reviewed on: 24th March 2025

Highly recommended

Never had any issues with Tesco credit card and it helps build your points balance really quickly which we trade in for meals out and cinema tickets. The only complaint would be the website could do with some modernising, but it is still pretty user friendly. Reviewed on: 23rd April 2017

Convenient and practical

Tesco Clubcard has made it easier to save and spend money wisely, as well as to provide the security and flexibility to make my money go further. Reviewed on: 14th April 2017

Great family savings

Fantastic bonus back when using Tesco Bank x have used money back vouchers for days out and savings towards Christmas Reviewed on: 4th April 2017

excellent product

this is an excellent product with great rewards which can be spent on shopping or swapped for greater rewards to spend with other companies Reviewed on: 4th April 2017

Earn Points for Shopping

This card allow you to earn Tesco Clubcard points just for shopping which works out very well, especially if you boost the points. Reviewed on: 4th April 2017

Simple customer service. No complaints

Takes awhile to get threw, but are always helpful when I do. Lots of products to choose from. Reviewed on: 4th April 2017

Every Little Helps

It is so convenient to use and as I pay off the balance at the end of the month, it costs me nothing but I earn points for later purchases. Reviewed on: 3rd April 2017

Clubcard points

I put all my spending on my card no matter how small the purchase to maximise my clubcard points. Then each month all my wages stay in the bank and at the end of the month i pay off as much as i can. I never pay interest on my credit cards either if i get to that point i switch to a new 0% card #maxyourmoney Reviewed on: 27th March 2017

A little extra

The clubcard points add up with every transaction and can be saved up and spent in lots of different ways. Great for saving for Christmas. Always remember to pay off in full each month. #MaxYourMoney Reviewed on: 21st March 2017

Club card points bonus

The credit card earns me club card points to spend however I like whenever I buy something. I get a bonus amount on my monthly shop too which gets me even more points Reviewed on: 20th March 2017

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