Smart Money People Logo
Own this company?
Share this page

The Mortgage Works reviews

The Mortgage Works logo
Rated Average 2.85/5

The Mortgage Works reviews

Unverified business

Review summary

People rate this company as Average based on 8 product reviews

Average score of 2.85/5
5 star
25%
4 star
0%
3 star
0%
2 star
13%
1 star
62%

Latest positive rating

5/5

The Mortgage works

I got a very competitive 5 year fixed mortgage

{"display":"Andrew J","full_name":"Andrew J","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Mortgages
Andrew J 24th January 2024

Latest negative rating

1/5

DELAYS - NBS7865296Martin

I previously had to wait several months for consent for one of the two properties in my portfolio to be able to join a council... I previously had to wait several months for consent for one of the two properties in my portfolio to be able to join a council leasing scheme which provides £10K for renovation work, meaning not only a significant loss of rent but also nearly losing out in the scheme. After raising a complaint, they apologised and gave me just £125 in compensation. Over two and a half months ago, I asked for consent for the 2nd property to join the Scheme, specfying that all the scheme details etc are exactly the same as for the 1st property, all of which I clearly specified in my request. Therfore, even though it was a separate request, it obviously conforms to their lending criteria as the request for the 1st property did. I raised a complaint but kept on being told they will get back to me, and as well as the lost rent, I am in grave danger of losing out on the scheme including the £10K for renovation work. No doubt they will come back with more excuses. If I do not get the consent within the next few days and loose out on the £10K grant, then I will be lodging a complaint with the FCA for full compensation including the lost grant. Read more Read less

{"display":"Paul Martin ","full_name":"Paul Martin ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Mortgages
Paul Martin 23rd August 2023

About The Mortgage Works

Based in Bournemouth, The Mortgage Works is a specialist mortgage lender of Nationwide Building Society, specialising in buy to let mortgage finance. Read our Mortgage Works reviews below to see what other customers thought of this specialist mortgage broker. Alternatively if you have used this service before, leave a review on Smart Money People, and help create more transparency within Financial Services.

The Mortgage Works at a glance

Reviews for The Mortgage Works

Showing 8 of 8 company reviews

The Mortgage works

Mortgages 24th January 2024

I got a very competitive 5 year fixed mortgage

Rated Excellent 5/5
Read more product reviews

TMW have responded very quickly and efficiently.

Mortgages 16th January 2024

TMW have responded very quickly and efficiently. Delighted to have several mortgages with this company. Excellent.

{"display":"BJS","full_name":"BJS","avatar":{"url":"\/assets\/uploads\/avatars\/users\/805122.png"}}'s avatar
BJS
Rated Excellent 5/5
Read more product reviews
  • 1/5

    DELAYS - NBS7865296Martin

    I previously had to wait several months for consent for one of the two properties in my portfolio to be able to join a council... I previously had to wait several months for consent for one of the two properties in my portfolio to be able to join a council leasing scheme which provides £10K for renovation work, meaning not only a significant loss of rent but also nearly losing out in the scheme. After raising a complaint, they apologised and gave me just £125 in compensation. Over two and a half months ago, I asked for consent for the 2nd property to join the Scheme, specfying that all the scheme details etc are exactly the same as for the 1st property, all of which I clearly specified in my request. Therfore, even though it was a separate request, it obviously conforms to their lending criteria as the request for the 1st property did. I raised a complaint but kept on being told they will get back to me, and as well as the lost rent, I am in grave danger of losing out on the scheme including the £10K for renovation work. No doubt they will come back with more excuses. If I do not get the consent within the next few days and loose out on the £10K grant, then I will be lodging a complaint with the FCA for full compensation including the lost grant. Read more Read less

    {"display":"Paul Martin ","full_name":"Paul Martin ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Mortgages
    Paul Martin 23rd August 2023
  • 1/5

    Redemption process and customer care

    The redemption process and customer care team is extremely poor. No common sense or human effort to sort anything out when a problem occurs outside... The redemption process and customer care team is extremely poor. No common sense or human effort to sort anything out when a problem occurs outside of the 'computer says no' scope. My redemption funds were sat in their bank account for 3 months yet they want to charge me the interest on it! I'm now being charged interest on interest that should not be due with no end in sight apart from the small claims court. Read more Read less

    {"display":"Hutch","full_name":"Hutch","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Mortgages
    Hutch 21st August 2023
  • 1/5

    to be avoided

    Administratively poor. Waiting several weeks for redemption figure. Sale of property unable to go through. Emails not replied to and long phone wait times -... Administratively poor. Waiting several weeks for redemption figure. Sale of property unable to go through. Emails not replied to and long phone wait times - over 30 minutes every time. Still unresolved. Trapped. Read more Read less

    {"display":"Booo","full_name":"Booo","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Mortgages
    Booo 31st May 2022
  • 1/5

    No one on the phone for one hour

    I’m on the phone for one hour, nobody picked up. Never people answer the phone

    {"display":"L","full_name":"L","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Mortgages
    L 4th April 2022
  • 2/5

    poor poor service

    I have a BTL mortgage. My deal was ending and TMW had a good offer on. Started the process and forced to use their conveyancing... I have a BTL mortgage. My deal was ending and TMW had a good offer on. Started the process and forced to use their conveyancing (ENACT) Worst experience ever and TMW were not interested. Enact sent forms by email which needed to be filled in by hand even after being told I had no printer Enact makes you use their portal, which they don't appear to use themselves. The person listed as 'my conveyancer' was never available. Every email was answered by a different person. Enact said WE had missed the completion date - we did not know they had even set one - even though they had previously said we had supplied everything we had to.. Enact managed to find charges to claw back every penny of my cashback deal - Sorry, they sent me a nice letter saying 1p would be donated to charity for me as they don't send cheques under £10! ITS MY MONEY!!! I'LL DECIDE WHAT I DONATE TO CHARITY NOT YOU! Contacted TMW to complain - no help and no resolution 2 months later. Read more Read less

    {"display":"Tim Goadsby","full_name":"Tim Goadsby","avatar":{"url":"\/assets\/uploads\/avatars\/users\/499234.png"}}'s avatar
    Mortgages
    Tim Goadsby 10th March 2022
  • 1/5

    Second rate

    Just a really poor company to deal with. Product fees are exorbitant.

    {"display":"Grib","full_name":"Grib","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Mortgages
    Grib 27th June 2020
    The Mortgage Works are low on reviews. Used one of their products? Why not write a review.

    Products from The Mortgage Works

    Showing all products offered by The Mortgage Works

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice