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thisbank (formerly JN Bank): Personal loan reviews

Name: Personal loan
Rating: 4.96 (699 reviews)

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4.96

Based on 699 reviews, last reviewed 11th Apr 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

3 star

2 star

Latest highest rating:

5

Easy to follow online portal and incredibly friendly... Easy to follow online portal and incredibly friendly staff members. Having followed JN Bank UK for a while now, I understand their dedicated to doing ... Read more Reviewed on: 11th April 2025

Latest lowest rating:

1

The worst bank I ever come across I applied for a personal loan with this bank, they performed an extensive background check, and I mean it EXTENSIVE - sent lots and lots and lots file... Read more Reviewed on: 21st November 2022

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About this product

thisbank partner with over a hundred trusted companies to offer personal loans.

You can’t apply for a thisbank personal loan directly but once it’s set up, you can view and manage your loan via the thisbank online portal.

thisbank personal loan reviews help you find out what it’s really like to be a customer. If you’ve used thisbank before, you can also leave a review and share your experience.

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thisbank (formerly JN Bank) Personal loan reviews (699)

Quick

Quick and easy to set up. Pleased with the service. Reviewed on: 9th February 2023

Great rates, looks at each individual

The process of taking out a loan took around 24 hours. I was really impressed with the information gathered they seemed to have a responsible approach to lending and it's rooted in each individual rather then a formula. My monthly payments go out and the process was so easy. The rates were very competitive. Reviewed on: 9th February 2023

Brilliant, easy and fast.

Was a great experience no hassle and very prompt putting into my Bank. Reviewed on: 9th February 2023

Fast no hassle loans

Excellent customer service. Fast loan. Everything went smoothly. Would highly recommend. No complicated paperwork. Reviewed on: 9th February 2023

Amazing

Needed a quick loan, the process was easy no problems encountered and money in the bank within an hour. Would highly recommend. Reviewed on: 9th February 2023

JN Bank the best

Best lender in the market currently. Straight forward process during my application. Reviewed on: 9th February 2023

Easy, quick to organise and professional

When I took out the loan it was easy and simple to do. Great communication. Great experience Reviewed on: 9th February 2023

The best interest rates around.

Jn bank UK had a great offer of 9.9% APR on loans which was alit better than my current loan with my own bank RBS at 19.9%. They also offered help during the cost of living and energy crisis and sent en email saying they could reduce monthly payments of needed. Great service. Reviewed on: 9th February 2023

Easy and fair

I had a quick process with JN BANK and the re-pay was more than fair for my credit. Highly recommend Reviewed on: 9th February 2023

Perfect

Great fast personal loan . I recommended to everyone. Reviewed on: 9th February 2023

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