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Updraft: Personal Loan reviews

4.89
Based on 11,074 reviews, last reviewed 11th Jun 2026
88% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All the stars Efficient, user friendly, honest and reliable! Reviewed on: 11th June 2026
Carla G's avatar
Carla G

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Updraft Personal Loan reviews (11074)

Perfect

5
Helpful and efficient! Couldn’t recommend more! Reviewed on: 17th March 2022

Excellent and efficient service

5
I applied on Wednesday and everything approved and signed for on Thursday. Updated throughout the process Reviewed on: 17th March 2022

There when I needed them...

5
Put simply, Updraft were there, when I needed them... They asked me to be honest & they matched me to the help they could offer... Reviewed on: 17th March 2022

Excellent service

5
I needed to pay a few credit cards off and updraft help me do that at a lower interest with a reduction on my monthly payments. Very please. And great staff and Communication Reviewed on: 17th March 2022

What they said they would do

5
It was easy to download and navigate. A true customer focused offering Reviewed on: 17th March 2022

One of the cheapest rates on the market.

5
These are some of the cheapest rates I have found and are great, very informative and the app makes it clear what is outstanding. Reviewed on: 17th March 2022

Checks done quickly

5
I came across Updraft on Social Media and decided to see if they could help me where my banks have failed. I am So glad that 2 days after applying and having real time chats with advisors where they needed clarity on my finances the loan was approved. The rate is less than most of my credit cards and overdrafts and because it is fixed it helps a lot in clearing it. Funds where in my account within 24hrs of approval. Thank you for setting me on my way to sorting out my finances. Reviewed on: 17th March 2022

Time

5
The system is so easy to use & you get your money quickly Reviewed on: 17th March 2022

Help me with money when others would not

4
A bit busy to get things done quickly but fair and quick to communicate. Offered money to help get rid of my final credit card. Reviewed on: 17th March 2022

Great customer service

5
Easy process, great customer service, would recommend Reviewed on: 17th March 2022

Review Updraft: Personal Loan now

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