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Updraft: Personal Loan reviews

4.89
Based on 11,074 reviews, last reviewed 11th Jun 2026
88% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All the stars Efficient, user friendly, honest and reliable! Reviewed on: 11th June 2026
Carla G's avatar
Carla G

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11074)

East to deal with

5
Friendly efficient easy to deal with. Plus ensuring borrowing for the right reasons and the right affordability. Delighted. Reviewed on: 18th March 2022

Funds clear in my account same day

4
Slight confusion to start due to customer services not reading messages correctly, resolved quickly and funds deposited into my bank with 24-48hrs of starting application Reviewed on: 18th March 2022

Huge help

5
This company has helped me so far to clear off my credit cards and is such a big help with those nasty high interest rates from credit companies Reviewed on: 18th March 2022

Given me hope

5
After a long time struggling, updraft have allowed me to see light at the end of what was a never ending tunnel. Reviewed on: 18th March 2022

Very easy process, quick and efficient!!

5
What impressed me most is this is not just a quick "we'll lend you anything no matter what". A member of the team reached out to ensure my incoming/outgoings were correct and to check affordability - this is very important and shows due diligence in regards to lending policy. Once approved funds were available the next day and the rate offered is very favourable. Thanks once again for you help! Reviewed on: 18th March 2022

Cheap and affordable

5
Very cheap and affordable loans. Great customer service and never any hassle. Reviewed on: 18th March 2022

Fantastic service. Quick with everything they do.

5
I have loved being with them. You're always in control. It's a quick service for you as well. Reviewed on: 18th March 2022

have helped me a lot to pay off my overdraft

5
love this company so helpful and so happy with customer service would recommend to anyone! Reviewed on: 17th March 2022

Financial

5
They are very good in financial advise, explaining briefly easy to understand Highly recommended Reviewed on: 17th March 2022

Easy to use

5
Easy to use app and appreciated the ability to choose how much to borrow and the repayment changed in real terms so I was able to properly judge what was affordable. Reviewed on: 17th March 2022

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