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Updraft: Personal Loan reviews

4.88
Based on 11,077 reviews, last reviewed 16th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy application process that’s easy to understand Easy application process that’s easy to understand Reviewed on: 16th June 2026
Mark 's avatar
Mark

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11077)

Quick and easy

5
It was very easy to apply for the credit and they were so transparent about the amount I will pay back Reviewed on: 7th March 2022

Highly Recommend

5
Highly recommend this has helped me alot Reviewed on: 7th March 2022

Great product

5
Worth while looking into this fantastic helped me save thousands Reviewed on: 7th March 2022

Fantastic service

5
I was really impressed with Updraft. From start to finish the process was simple, straightforward and prompt but un-rushed. All the information given was really clear and I felt in the loop every step of the way. I am so pleased and can't recommend them enough. Reviewed on: 7th March 2022

Simple, painless and upfront

5
I came across updraft when looking for a solution to help pay off my credit cards with out just moving the balance to another card, at the time I did not have a 0% balance transfer and the credit card company’s were going to charge a silly APR, Updraft was upfront about its APR, what my repayments will be for the duration. The other thing that made me go with updraft is the ability to pay back more each month with out being penalised, this means I can reduce my dept quicker, much better then bank loans that punish you for wanting to pay back early. Reviewed on: 7th March 2022

Great service

5
Quick and easy to use and helped me to manage my debts and consolidate them Reviewed on: 7th March 2022

Quick, straight forward and helpful.

5
Great customer service and very straight forward. Reviewed on: 7th March 2022

Excellent service.

5
Excellent customer service, Loan provider for people without the not so perfect credit score. Reviewed on: 7th March 2022

Amazing

5
I love how easy everything is. The team are really helpful Reviewed on: 7th March 2022

Excellent easy process

5
Everything was great from start to beginning with Updraft. Payment was made immediately and interest rates are very competitive. Reviewed on: 7th March 2022

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