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Updraft: Personal Loan reviews

4.88
Based on 11,077 reviews, last reviewed 16th Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy application process that’s easy to understand Easy application process that’s easy to understand Reviewed on: 16th June 2026
Mark 's avatar
Mark

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11077)

Person centred banking

5
Like the old traditional banking experience for the digital age. Get the impression they actually care about customers. Highly recommend. Reviewed on: 4th March 2022

Quick Approval and easy UI

5
I put in a quick application and got approved, the user interface makes it clear and easy to see your plan Reviewed on: 4th March 2022

So quick and easy and great interest rates

5
Normally hate taking out loans, but updraft made it so easy and so effective for clearing off credit card debt. They’re really simple to use and so quick to get back to you. Reviewed on: 4th March 2022

Easy loan with good rates

5
It has been very easy to get a loan with real insights into my accounts, resulting in good rates. Reviewed on: 4th March 2022

Great service

5
Very good service. Very happy. Would highly recommend. Reviewed on: 4th March 2022

Fast service

5
Very straight forward and a quick decision, money was in my account very quickly, would definitely recommend them Reviewed on: 4th March 2022

Really easy, great concept

5
Would recommend to anyone. Was a really great experience. No messing about. Could see what I was able to get which helped me plan my finances. Thanks to this I can see light at the end of the tunnel Reviewed on: 4th March 2022

Simple easy to use and helpful

5
A quick answer and quick money In the bank that help a lot. Would definitely recommend to anyone Reviewed on: 4th March 2022

Brilliant

5
Quick and easy low interest too Reviewed on: 4th March 2022

Such a help

5
The whole process was quick and free of stress Reviewed on: 4th March 2022

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