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Updraft: Personal Loan reviews

4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11094)

Quick and efficient service with a great app

5
Wow! If you need to sort your finances in a quick and easy manner and to be able to track your loan easily with a great app then updraft is for you! Great service! Reviewed on: 4th March 2022

Excellent service

5
Excellent service, designed to help you manage your money effectively, looking at you and your circumstances as an individual , rather than a customer to make money from Reviewed on: 4th March 2022

Life saver

5
Helped me clear debts when I had no where else to turn. Reviewed on: 4th March 2022

Great company

5
Updraft have been so easy to use and everything went through super quickly Reviewed on: 4th March 2022

Suddenly everything was going to be ok

5
Simple, quick, and suddenly a weight was off my shoulders. It’s been a hassle free solution. Reviewed on: 4th March 2022

They are true people believers

5
Where a fair chunk of lenders will “believe in people” and allow them to attempt to get out of a sticky situation whilst also making a monster profit, Updraft have come along and shaken up this space. Having been pretty terrible with money in my past, main lenders still won’t look my way. But updraft seem to have looked at the whole picture and believe that I can live up to the tune of getting sorted. Starting from a quick and easy quote, fast approval and payout and great customer service, I cannot recommend updraft enough for those that have maybe found it difficult in the past to be sensible. I now feel far more in control of getting out of trouble. Thank you. Reviewed on: 4th March 2022

Easy and straight forward

5
Updraft is a really straightforward service, they make everything really clear, the app is easy to use and super handy for making any additional payments and checking how much is outstanding! I would recommend Updraft to friends and family Reviewed on: 4th March 2022

Person centred banking

5
Like the old traditional banking experience for the digital age. Get the impression they actually care about customers. Highly recommend. Reviewed on: 4th March 2022

Quick Approval and easy UI

5
I put in a quick application and got approved, the user interface makes it clear and easy to see your plan Reviewed on: 4th March 2022

So quick and easy and great interest rates

5
Normally hate taking out loans, but updraft made it so easy and so effective for clearing off credit card debt. They’re really simple to use and so quick to get back to you. Reviewed on: 4th March 2022

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