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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
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Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11078)

Absolutely fantastic offer

5
I’ve been juggling 3 credit cards and while meeting the payments each month, it was definitely making me nervous considering the climate. I didn’t want to take out another credit card in the hope of getting a lower interest rate. I came across updraft and applied and got approved for a £1000 to use to clear the majority of one card and then I could balance transfer the rest to my existing lower interest rate card. It’s honestly taken so much pressure of me, I can budget my monthly outgoings better and saved hundreds in interest payments. Cannot recommend updraft enough. Reviewed on: 2nd March 2022
Dylan sloan 's avatar
Dylan sloan

Fantastic

5
Would recommend to anyone! Excellent service. Reviewed on: 2nd March 2022
S9054321's avatar
S9054321

Great customer service

5
Staff are so friendly and helpful Reviewed on: 2nd March 2022
Niamh Isobel Stockdale's avatar
Niamh Isobel Stockdale

The best

4
I am satisfied with the service Reviewed on: 2nd March 2022
Emil Dimitrov's avatar
Emil Dimitrov

Great app, low cost loan and kind service

5
Saved me over £100 per month, application was fast and easy. The customer service is great and easy to send messages via chat. Reviewed on: 2nd March 2022
Carrie Brewer's avatar
Carrie Brewer

Great service quick easy to use

5
Simple and clear process. Would def recommend Reviewed on: 2nd March 2022
David Miller's avatar
David Miller

Finally, I can breathe!!

5
the debt of credit cards was starting to catch up, I had seen Updraft advertised a few times on Social Media, never really paid it much attention at first, I finally decided to look into it. I applied for a loan and within a few days I was approved, such good communication. All my credit card debts are now paid and Im paying such an affordable amount back to updraft every month, really helped me bet back on track & it lifted a great weight off my mind and shoulders! Absolutely delighted with the entire process and end result! Reviewed on: 2nd March 2022
James Mullan's avatar
James Mullan

Great option for debt!

5
I took out an updraft loan to cover other higher interest rate debts and I have no regrets! So much easier paying one simple payment with a fair interest rate! Reviewed on: 2nd March 2022
Jillian's avatar
Jillian

Updraft is a help!

5
I had couple of credit cards and needed to pay them. At a point , it was difficult for me to pay the minimum amount or clear it. Updraft helped me do it and now I am just paying an amount altogether which made my life easier. Reviewed on: 2nd March 2022
Rahul's avatar
Rahul

Spectacular literally!

5
Honestly I can’t thank these guys enough they gave me the kick up the bum I needed to get my finance’s in check and honestly thank you thank you thank you. They deserve this aware literally! Reviewed on: 2nd March 2022
Morgan's avatar
Morgan

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