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Updraft: Personal Loan reviews

4.96
Based on 10,585 reviews, last reviewed 10th Mar 2026
338200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

It was great easy and fast really good service, woul... It was great easy and fast really good service, would recommend to a friend or colleague if they where in a market for a loan Reviewed on: 10th March 2026
Tim Whiterow's avatar
Tim Whiterow

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10585)

Genuinely helpful in improving finances.

5
Updraft has been genuinely helpful in improving my financial situation. The app made it straightforward to check my eligibility for a personal loan, and the process felt quick and transparent. Being able to consolidate and clear my credit card debts through the loan was a major relief, and Updraft played a big role in making that possible. At the same time, the app isn’t perfect. Some features could be more intuitive, and the approval process still depends heavily on individual circumstances, so results may vary. But overall, Updraft delivered on what it promised for me: clearer options, less stress, and a practical path toward better financial control. Reviewed on: 27th February 2026

Fast, easy, fantastic way to get money when you need...

5
Fast, easy, fantastic way to get money when you need it. Would recommend Reviewed on: 27th February 2026

No fuss.

5
Always friendly and efficient. No fuss. Good terms. Reviewed on: 27th February 2026

Very good service and fast and professional

4
Very good service and fast and professional Reviewed on: 27th February 2026

Fast responsive excellent

5
Fast responsive - quick decision Reviewed on: 27th February 2026

Helped me cut a lot of interest and get on top of my...

5
Helped me cut a lot of interest and get on top of my payments. I just wish they could cover the full amount of my debt to put it all in a personal loan with them Reviewed on: 27th February 2026

Very easy to use, really helpful.

5
Very easy to use, really helpful. Very good loan rates Reviewed on: 27th February 2026

Good service!

5
Good service!!!!!!!!!!!!!!!Fantastic Reviewed on: 27th February 2026

very helpful and reliable.

4
very helpful and reliable. would recomend to others. Reviewed on: 27th February 2026

Fast, easy and stress free

5
Updraft was a godsend - I could consolidate my credit card debt into one easy place and reduce the ongoing interest charges my bank was charging - super quick and easy. It’s changed my life. Reviewed on: 27th February 2026

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