Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,085 reviews, last reviewed 24th Jul 2026
97% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Service! Great Service! No Harassment! Many Thanks! Reviewed on: 24th July 2026
MS's avatar
MS

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
Read all reviews Write a review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Updraft Personal Loan reviews (11086)

Always helpful

5
Iv had two loans now and never had an issue, thy are always very helpful a make sure you get what you need when you need it. Reviewed on: 28th February 2026
Stephanie 's avatar
Stephanie

Easy and highly recommended

5
Easy to work with and instant answer given. Good value. Highly recommended. 5 stars! Reviewed on: 28th February 2026
Lewis's avatar
Lewis

Updraft gave me the chance to consolidate my loans w...

5
Updraft gave me the chance to consolidate my loans when no one else would, I had the means to do so but not the best credit score so was constantly denied, updraft could see that it was better for me to consolidate my loans for a much lower monthly fee and I have since closed all my cards, store accounts and other loans. I am hundreds of pounds better of a month and I am now stress free. It has really changed my life and I can’t thank updraft more for the second chance I feel they have given me Reviewed on: 28th February 2026
Caitlin's avatar
Caitlin

Stressfree and smooth like butter

5
Updraft Loan has genuinely made managing my finances easier and less stressful. The application process was quick and straightforward, and I really appreciated how clear and transparent everything was from the start. There were no hidden surprises — just simple terms explained in a way that was easy to understand. The customer support team was also helpful and responsive whenever I had questions. Overall, Updraft Loan feels like a reliable and trustworthy option for anyone looking for financial flexibility. I’m happy with my experience and would definitely recommend it to others looking for a smooth and supportive lending process. Reviewed on: 28th February 2026
Caryl T's avatar
Caryl T

Fast, easy and supportive

5
I’ve used Updraft a few times, most recently to support me with a hefty car repair bill. They’re always super quick to let you know the outcome, reach out if they need additional info to do so and the payout always comes quickly too! Reviewed on: 28th February 2026
Beth M's avatar
Beth M

Really saved me when struggling.

5
Really saved me when struggling. Easy to use. Easy customer care Reviewed on: 28th February 2026
George M's avatar
George M

I had an excellent experience with Updraft.

5
I had an excellent experience with Updraft. The whole process was incredibly quick and straightforward, from application to approval. Everything was clear, transparent, and easy to manage through the app. What really stood out were the competitive and affordable interest rates — genuinely some of the best I’ve come across. I’d highly recommend Updraft to anyone looking for a simple, hassle-free borrowing experience. Reviewed on: 28th February 2026
Vicky B's avatar
Vicky B

Very quick application process and a very quick resp...

5
Very quick application process and a very quick response too! Reviewed on: 28th February 2026
Shivani k's avatar
Shivani k

Quick and efficient!

5
Quick and efficient! Simple to use online and the app makes managing your finances easy Reviewed on: 28th February 2026
Matt's avatar
Matt

They made it so easy even though I made mistakes on...

5
They made it so easy even though I made mistakes on my application, they sorted it for me and the money was in my account very quickly, great rate too even though my credit score isn’t the highest so I was really pleased to have an offer with a sensible rate rather than the 49.9% offers and above that’s I was getting from other companies Reviewed on: 28th February 2026
Stuart A's avatar
Stuart A

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill