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Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 10,657 reviews, last reviewed 14th Mar 2026
345200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Great team - speedy service. Great team - speedy service. Was very easy to follow and quick to get funds. Reviewed on: 14th March 2026
Cathriona McCaffrey's avatar
Cathriona McCaffrey

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10657)

Excellent

5
Excellent personal loan experience! The process was easy, fast, affordable, and handled efficiently from start to finish. Highly recommend. Reviewed on: 26th February 2026
Caroline 's avatar
Caroline

Updraft has helped me so much thank you

5
Updraft has helped me so much thank you Reviewed on: 26th February 2026
Urmila's avatar
Urmila

Straightforward

5
Really easy and straightforward and manageable repayments Reviewed on: 26th February 2026
DA's avatar
DA

Amazing - really helped me feel much more comfortabl...

5
Amazing - really helped me feel much more comfortable with my debt Reviewed on: 26th February 2026
Holly's avatar
Holly

Straight forward information

5
Straight forward information and easy to understand I’m in control of what I view Reviewed on: 26th February 2026
Martin Harris's avatar
Martin Harris

Super quick and easy process!

5
Super quick and easy process, from start to finish... funds arrived swiftly. The free updraft app is brilliant! Easy to navigate too!! Reviewed on: 26th February 2026
Sam F's avatar
Sam F

If you’re looking for a loan that actually feels sup...

5
If you’re looking for a loan that actually feels supportive rather than stressful, Updraft can be a really good fit. What stands out is how straightforward and human the experience feels — you can clearly see your balance, repayment timeline, and options right in the app, which makes staying in control of your money much easier. Their structured repayment plans help you budget confidently without worrying about hidden surprises, and if you’re consolidating debt, it can feel like you’re finally simplifying things instead of juggling multiple payments. On top of that, their customer service has a reputation for being responsive and understanding, so if you ever have questions or need help, you’re not left feeling stuck or ignored. Altogether, it’s the kind of borrowing experience that feels transparent, supportive, and designed to actually help you move forward financially. Reviewed on: 26th February 2026
Phoebe B's avatar
Phoebe B

Easy to access with clear terms and conditions

5
Easy to access with clear terms and conditions Reviewed on: 26th February 2026
Olashore O's avatar
Olashore O

This was my first time using Updraft, and I was plea...

5
This was my first time using Updraft, and I was pleasantly surprised. The setup was quick, the app is easy to navigate, and everything was explained clearly. I felt in control of my finances without being overwhelmed. Reviewed on: 26th February 2026
Mi's avatar
Mi

Good so far, just opened so we will see how it comes...

5
Good so far, just opened so we will see how it comes out Reviewed on: 26th February 2026
Bledy's avatar
Bledy

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