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Updraft: Personal Loan reviews

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4.95
Based on 7,085 reviews, last reviewed 24th May 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Understanding and Friendly staff Understanding and Friendly staff Reviewed on: 24th May 2025
Kimberley P's avatar
Kimberley P

Latest lowest rating:

1

Adding to the u affordable debt mountain in the UK. Adding to the u affordable debt mountain in the UK. Basically another Wonga based on their poor practice Reviewed on: 29th May 2024
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O-S-J
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (7085)

EASY AND BRILLIANT TO USE.

5
EASY AND BRILLIANT TO USE. DECISION WAS QUICK. WOULD RECOMMEND. Reviewed on: 8th April 2024
PAUL T's avatar
PAUL T

We’re able to help me pay my overdraft with a really...

5
We’re able to help me pay my overdraft with a really good intrest rate and payment plan options over different amount of months Reviewed on: 8th April 2024
Freya l's avatar
Freya l

Easy, clear, useful

5
Really easy to explore your options. Very clearly communicates each step of the process and the key information you need. And I appreciate that you can pay off credit cards directly from the app. Would love to see that added for PayPal Credit too down the line. Haven't had to use their customer service yet, so can't comment on that. But that I haven't needed to yet is a great sign of the smoother process. Reviewed on: 8th April 2024
MamphofMischief's avatar
MamphofMischief

Good experience

5
Good experience, hassle free, used twice, no complaints. Reviewed on: 8th April 2024
Samantha B's avatar
Samantha B

My experience was quick, easy and very useful to my...

5
My experience was quick, easy and very useful to my personal circumstances. Now im at 90% debt free Reviewed on: 8th April 2024
Yasmin's avatar
Yasmin

I was struggling with the neverending cycle of fees...

5
I was struggling with the neverending cycle of fees on my credit card debt. Paying £100-200 a month, not using the card for anything as it was maxed out, and by the next statement £70+ in fees. It had become unmanageable. I have paid off the debt thanks to the personal loan, and frozen the card. Simple monthly payment of £120 to updraft and the loan will be paid off in 3 years, or less once my finances are up together, and I can pay a bit more off each month. Reviewed on: 8th April 2024
Sara T's avatar
Sara T

Very easy process and good rates too!

5
Very easy process and good rates too! Definitely helped me to reduce some stress and manage my bills Reviewed on: 8th April 2024
Keeley's avatar
Keeley

Could not ask for a better service, 100% recommended

5
I've never had such an easy, comprehensive, efficient and cared for service when seeking financial products- Updraft made everything clear and painless as I could have hoped for l. Normally I am skeptical on taking out personal loans but given particular circumstances I would 100% recommend updraft. Reviewed on: 8th April 2024
Joshua W's avatar
Joshua W

Good overall, Quick quote, pay back early no fees

5
It was pretty good overall, Very quick for a quote and they gave a good quote. I decided to go with them and managed to consolidate my debt (or most of it) with the loan. I can pay back extra if required.fof nothing extra which is fantastic! Reviewed on: 7th April 2024
Nathan C's avatar
Nathan C

Easy and quick process, very helpful and easy to nav...

5
Easy and quick process, very helpful and easy to navigate Reviewed on: 7th April 2024
Kelly m's avatar
Kelly m

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