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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11084 reviews)

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4.88

Based on 11,084 reviews, last reviewed 23rd Jul 2026

97% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to apply and good speedy customer service when... Easy to apply and good speedy customer service when messaging any queries. Would recommend to others. Reviewed on: 23rd July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11084)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Good service

I have had the oportunity to pay off my debts and buy a car with the help of updraft! And make sure im on top of my payments as they have helped me so much! Reviewed on: 26th February 2026

Updraft is a lifeline that many need!

I was in a really dark spot in my life where I wasn’t sure what to do - I reached out to Updaft and within a few days they had given me a plan, a lifeline, and a way forward. I now have a stable loan where my bank wouldn’t take me on, and I’m making improvements in my future. I finally feel like I can breathe again! Reviewed on: 26th February 2026

I got the loan immediately after completing the appl...

I got the loan immediately after completing the application process. This enabled me to use the money for the intended purpose on time. Was more than relieved. I am grateful. Reviewed on: 26th February 2026

very quick with application and prompt payment

very quick with application and prompt payment Reviewed on: 26th February 2026

I was happy to consolidate my credit card debt.

I was happy to consolidate my credit card debt. Interest is on the high side though Reviewed on: 26th February 2026

Easy to understand how it works and the application...

Easy to understand how it works and the application process was extremely smooth. When you're in need of a quick resolution most companies take they're time so it was nice to have a compamy get back to me quickly. Reviewed on: 26th February 2026

Great service from the very beginning and very quick

Great service from the very beginning and very quick Reviewed on: 26th February 2026

Quick and on point, best loan service I used.

Quick and on point, best loan service I used. Reviewed on: 26th February 2026

Straightforward loans

Easy to apply and the app is good for checking balance Reviewed on: 26th February 2026

Quick, easy simple application

Quick, easy application simple figures explained easily.. no hidden fees or costs or complications.. money was transferred well within the time scale. App seems simple and easy to use for communication and questions.. Reviewed on: 26th February 2026

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