Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,735 reviews, last reviewed 20th Mar 2026
352800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy application and non judgemental Easy application and non judgemental Reviewed on: 20th March 2026
Bernard webb's avatar
Bernard webb

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10735)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Great way to combat debt

5
Great way to combat debt over several credit cards. Now I’m paying the same each month but with a much lower interest rate included in the loan. Reviewed on: 25th February 2026

Great Customer Service and website usability.

5
Their Customer Service has been great and the website is easy to use. For me it has made me feel in control of my credit cards after only paying the minimum for a couple of months due to my financial situation. I would heartily recommend the service to others. Reviewed on: 25th February 2026

Overall a very easy process to set up, simple to let...

5
Overall a very easy process to set up, simple to let it just run in the background, and it’s fantastic that overpayments are actioned so quickly (even on weekends & evenings!) and the changes are obvious and clear. Reviewed on: 25th February 2026

Easy application, customer service was great, very h...

5
Easy application, customer service was great, very happy with the product I received. Reviewed on: 25th February 2026

Very Easy

5
Very Easy quick application and funds are sent very quickly, I am very happy with how everything was done Reviewed on: 25th February 2026

i was really impressed by how efficent and quick you...

5
i was really impressed by how efficent and quick your services are, Thank you! Reviewed on: 25th February 2026

Excellent customer service and app

5
Excellent customer service and app Reviewed on: 25th February 2026

Gold star experience for communication

5
Gold star fast sevisses on time ealayble Reviewed on: 25th February 2026

Brilliant

5
Very easy to deal with. Money in account is good time. 24 hour assistance through the chat option Reviewed on: 25th February 2026

Easy and straight forward.

5
Easy and straight forward. Highly recommend. Reviewed on: 25th February 2026