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Updraft: Personal Loan reviews

4.96
Based on 10,740 reviews, last reviewed 21st Mar 2026
353300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

So helpful and really good at helping me back on... So helpful and really good at helping me back on track Reviewed on: 21st March 2026
Daniel e's avatar
Daniel e

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10740)

Communication

5
Really like the communication as a reminder to each month when the direct debit is due, so you don’t forget and how it’s linked to the bank so u can see all your outgoings in one place Reviewed on: 25th February 2026

Great review

5
First offer didn’t suit my situation and they reviewed and it came back and helped me out, in the end all worked for me and was a good experience Reviewed on: 25th February 2026

Really helped at Christmas with being able to give m...

5
Really helped at Christmas with being able to give my kids a Christmas they wouldn’t forget Reviewed on: 25th February 2026

Great Experience - Would Recommend

5
I had a great experience with this company. The entire process was clear from start to finish, with transparency at every step. Everything was handled quickly and efficiently, while still being thorough and vigilant with the necessary checks. I felt well-informed throughout and confident in how things were managed. I also received a better APR rate than other Companies were offering. I would definitely recommend their services to others. Reviewed on: 25th February 2026

Easy application and excellent % rates

5
Easy application and excellent % rates Reviewed on: 25th February 2026

Quick responses and open conversations.

5
Quick responses and open conversations. Reviewed on: 25th February 2026

Helped consolidate my debt into 1 loan and taken som...

5
Helped consolidate my debt into 1 loan and taken some of the stress off. The staff are also very friendly and non judgemental. Reviewed on: 25th February 2026

Application was straight forward and easy to fill out.

5
Application was straight forward and easy to fill out. The whole process from beginning to end was fast and funds received quickly. Reviewed on: 25th February 2026

Easy process and customer service team were great

4
Easy process and customer service team were great Reviewed on: 25th February 2026

Easy application, quick and good communication.

5
Easy application, quick and good communication. Good interest rates in comparison Reviewed on: 25th February 2026

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