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Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 11,042 reviews, last reviewed 13th May 2026
383000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Great website and very friendly staff, fast replies... Great website and very friendly staff, fast replies and seamless app to use Reviewed on: 13th May 2026
Harry K's avatar
Harry K

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11042)

Very good service .

5
Very good service .I am very happy your service also Reviewed on: 25th February 2026
Gajapriya s's avatar
Gajapriya s

Decision in minutes no hassle easy access

5
Decision in minutes no hassle easy access Reviewed on: 25th February 2026
Emily p's avatar
Emily p

Quickly, timely response, clear communication -would...

5
Quickly, timely response, clear communication -would be good if I could over pay directly into the app instead of by BACS Reviewed on: 25th February 2026
Jessica Frowen's avatar
Jessica Frowen

Extremely easy to get a loan, website is really easy...

5
Extremely easy to get a loan, website is really easy to use and interest rates are amazing! Super handy to be able to do it all online and not have to wait for paperwork through the door. Reviewed on: 25th February 2026
Jack Heaton's avatar
Jack Heaton

Easy process, good app with great features

5
Easy process, good app with great features Reviewed on: 25th February 2026
John's avatar
John

Great service!

5
Getting approved was quick and really helpful. Reviewed on: 25th February 2026
Tiffany's avatar
Tiffany

Helpful for getting me out of the cycle being stuck...

5
Helpful for getting me out of the cycle being stuck in my overdraft Reviewed on: 25th February 2026
Sam Powell 's avatar
Sam Powell

Professional and Efficient Service

5
The process was seamless and professional and it has made a huge difference in me being able to consolidate debt and make it more affordable for me to repay. Reviewed on: 25th February 2026
GHUK's avatar
GHUK

They're easy to deal with.

5
They're easy to deal with. Issues are quickly resolved and communication is always clear. Staff are always kind and very courteous. Reviewed on: 25th February 2026
Kate B's avatar
Kate B

Finally Took Control of My Finances with Updraft

5
I started using Updraft a few months ago when I realised I needed a better way to manage my spending and keep track of what I owed. I’d been juggling different cards and balances, and it was starting to feel overwhelming. What I liked straight away about Updraft was how clear and simple everything looked. It didn’t feel intimidating like some financial apps can. The application process was straightforward and didn’t take long at all. I appreciated how transparent they were about the terms — there were no hidden surprises, and everything was explained in plain English. Once I was approved, I could immediately see a clearer picture of my finances, which honestly reduced a lot of stress. One of the biggest benefits for me has been the ability to consolidate what I owe and manage repayments in a more structured way. Instead of worrying about multiple due dates, I now have one manageable plan. The app makes it easy to check my balance, monitor progress, and stay in control. Customer support has also been responsive whenever I’ve had questions. It’s reassuring to know there’s real help available if you need it. Overall, my experience with Updraft has been positive because it’s helped me feel more organised and confident about my money. For anyone trying to simplify their finances and reduce stress, I’d definitely recommend giving it a try. Reviewed on: 25th February 2026
Ramatu Y's avatar
Ramatu Y

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