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Updraft: Personal Loan reviews

View other Updraft products
4.95
Based on 10,181 reviews, last reviewed 3rd Mar 2026
299000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

It was very easy to apply for it and I received the... It was very easy to apply for it and I received the loan very quick, u can have the app and see everything. Easy to manage the account. Reviewed on: 3rd March 2026
Nikolett V's avatar
Nikolett V

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
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Chris C
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10181)

EASY TO ACCESS AND VERY EASY TRANSISITIONAL

5
EASY TO ACCESS AND VERY EASY TRANSISITIONAL Reviewed on: 2nd March 2026
James Edmonds's avatar
James Edmonds

Highly recommended

5
I needed to pay off some credit cards and these helped out and and were brilliant. Reviewed on: 2nd March 2026
Helen M's avatar
Helen M

Very quick, concise and asked all information needed...

5
Very quick, concise and asked all information needed thre one time i applied for it. Reviewed on: 2nd March 2026
sammyjoe's avatar
sammyjoe

Quick efficient service that helped me out when I ne...

5
Quick efficient service that helped me out when I needed it. Reviewed on: 2nd March 2026
David H's avatar
David H

Best Money Support and Advice all for FREE

5
Quick and speedy responses to give guidance and secure loans at times even my own bank I've been with for 20 years can't seem to handle. Reviewed on: 2nd March 2026
Laura Cliff's avatar
Laura Cliff

Quick and efficient company, reliable and keep you u...

4
Quick and efficient company, reliable and keep you up to date Reviewed on: 2nd March 2026
Fiona M's avatar
Fiona M

A lender that actually wants you to become debt-free.

5
Updraft has genuinely changed the direction of my finances. I originally used them to consolidate higher-interest borrowing, and the rate I was offered was fair and clearly based on my real credit position rather than a generic “one size fits all” approach. That immediately made my repayments more manageable and gave me a clear structure to work towards becoming debt-free. What’s stood out most is their attitude. Instead of profiting from you staying in debt for as long as possible, they actively encourage overpayments and early settlement with no fees or penalties. I even contacted customer support and was told to request an up-to-date settlement figure before paying extra so I wouldn’t pay more than I need to. That kind of transparency is rare and shows they’re genuinely on the customer’s side. The app makes it easy to track progress, see how much interest you’re saving, and stay motivated. For the first time in a long time I feel in control of my finances rather than overwhelmed by them. If you’re trying to consolidate and want a lender that treats you fairly, communicates clearly, and actually supports your goal of getting out of debt, Updraft is a completely different experience from traditional credit providers. Reviewed on: 2nd March 2026
Harry B's avatar
Harry B

efficient and fast from start to finish communicatio...

5
efficient and fast from start to finish communication was excellent Reviewed on: 2nd March 2026
susan poad's avatar
susan poad

Easy application, great customer service

5
Easy application, great customer service Reviewed on: 2nd March 2026
Beth's avatar
Beth

Up Updraft!

5
Quick and easy to apply and easily manageable through the app. "Fair" rates - as fair as money lending goes. Reviewed on: 2nd March 2026
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VeeBee

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