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Updraft: Personal Loan reviews

4.96
Based on 11,044 reviews, last reviewed 13th May 2026
383200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Quick and easy. Quick and easy. App is great and the team were helpful. Clear support and access to customer service Reviewed on: 13th May 2026
Sophie O's avatar
Sophie O

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11044)

Always been great and given good rates

5
Always been great and given good rates Reviewed on: 25th February 2026

Great company

5
Updraft were really good and helped me get a loan, lifesavers! Reviewed on: 25th February 2026

Quick turnaround.

5
Quick turnaround. Kept me updated on loan application all the way and fast payout Reviewed on: 25th February 2026

Rates and credit wildly differ from adverts

3
Rates and credit wildly differ from adverts Reviewed on: 25th February 2026

They see you as an individual and not a credit rating.

5
I have had two loans from updraft, and they are brilliant. They don’t charge ridiculous amounts, they look at your circumstances individually and not just your credit rating. They have really got me out of deep holes with my finances, easy communication and very reasonable repayments. Reviewed on: 25th February 2026

Applied for a loan so I can collate my debt into 1 p...

5
Applied for a loan so I can collate my debt into 1 payment, got approved and paid off all my credit cards and a couple loans. I feel much better about my situation now and a weight lifted off my shoulders. Reviewed on: 25th February 2026

Very simple online website, quick answers

5
Very simple online website, quick answers Reviewed on: 25th February 2026

Easy, simple and open.

5
Easy, simple and open. No fuss and straight forward application. Money was paid into the account and was available straight away. Reviewed on: 25th February 2026

No nonsense efficient service.

5
No nonsense efficient service. They've helped me out when I needed it. Highly recommend Reviewed on: 25th February 2026

Very quick and easy to deal with

5
Very quick and easy to deal with Reviewed on: 25th February 2026

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