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Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 11,044 reviews, last reviewed 13th May 2026
383200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy. Quick and easy. App is great and the team were helpful. Clear support and access to customer service Reviewed on: 13th May 2026
Sophie O's avatar
Sophie O

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
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Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11044)

Good company

4
Good company, at little hard to deal with on the customer service as limited hours and an online chat is hard to get a hold of answers. Part from that the company is very good and would be deserved Reviewed on: 25th February 2026
Stephen 's avatar
Stephen

Slick, efficient and easy to use / navigate.

5
Slick, efficient and easy to use / navigate. Reviewed on: 25th February 2026
Richard 's avatar
Richard

Excellent service

5
The process was quick and easy, communication was clear throughout, and I received a fast decision. The loan terms were well explained and felt fair, making the whole experience smooth and reassuring. Reviewed on: 25th February 2026
Donemore Manhiri's avatar
Donemore Manhiri

Easy to set up and receive the cash, reduces my outg...

5
Easy to set up and receive the cash, reduces my outgoings and gives me more money in my pocket and I know when the loan will be cleared where as with my card I’m not sure if I would ever clear it Reviewed on: 25th February 2026
Nigel Voden's avatar
Nigel Voden

Straight forward No fuss No Hustle took less than 5...

5
Straight forward No fuss No Hustle took less than 5 minute to get an offer reasonably tailored around my needs this is how banking should be ..! You can’t expect this much reasonable approach to ordinary people from a high street bankers ..! Reviewed on: 25th February 2026
KUMA's avatar
KUMA

Easy to apply and good communication.

5
Easy to apply and good communication. Recommended Reviewed on: 25th February 2026
James's avatar
James

Good loan provider

5
Always fair when deciding to give a loan, no problems, very helpful, good communication. Reviewed on: 25th February 2026
Charlotte 's avatar
Charlotte

Really helpful and thorough in getting me the right...

5
Really helpful and thorough in getting me the right product for my needs. Has reduced my monthly payments considerably and I now feel more in control of my finances Reviewed on: 25th February 2026
Graham F's avatar
Graham F

Helped me to dig out of a credit card debt hole

5
It's been really beneficially to me financially to use up draft, It was easy and seemless to apply for the loan and to receive it. The installments are much cheaper than my credit cards so its saved me a lot of money. It looks like a lot of interest when you look to take it out, but when you compare it to your credit card, you make lots of savings. I'd definitely recommend. Reviewed on: 25th February 2026
Kat W's avatar
Kat W

Positive and easy

5
Very easy to sort it all out and was able to tailor it to suit me. Everything was fully explained to me and I understood it all. Was a very positive experience. Reviewed on: 25th February 2026
Benjamin C's avatar
Benjamin C

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