Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 11,054 reviews, last reviewed 15th May 2026
384200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was easy to apply, convenient and simple. Was easy to apply, convenient and simple. App is easy to use and straightforward. Reviewed on: 15th May 2026
Joanna L's avatar
Joanna L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review

Updraft Personal Loan reviews (11054)

RAPID PAY OUT

5
Got the loan I wanted no problem very fast at excepting me and fast at paying into your bank Reviewed on: 25th February 2026

Use updraft to buy a new car and haven’t felt more i...

5
Use updraft to buy a new car and haven’t felt more in control of my finances since. A great service Reviewed on: 25th February 2026

Very helpful team and the services provided and tran...

5
Very helpful team and the services provided and transparency of them has been fantastic Reviewed on: 25th February 2026

Very fair interest rates, fast decision and quick pa...

5
Very fair interest rates, fast decision and quick payout. Not much more you can ask for really! Reviewed on: 25th February 2026

Updraft: Personal Loan

4
They were easy to apply through and communicate with. They were very clear and open at all points of the applications process. I would recommend this company to anyone who is in a similar position to what I was. Reviewed on: 25th February 2026

I was incapable of making a way out of all the debts...

5
I was incapable of making a way out of all the debts that I had accumulated, with Updraft I was able to consolidate them to one payment where I was overall losing less money and able to create a suitable budget for the long run. Now I’m able to spend more of my earnings and stress less over constantly losing money each month and seeing no affect of my payments to my debts. I’m super relieved and a much happier person now. Updraft has definitely given me a way out of my financial distress. Reviewed on: 25th February 2026

Great service, treated like a human being, well fone

5
Great service, treated like a human being, well fone Reviewed on: 25th February 2026

Changed my life for the better

5
They really helped me out with a low interest rate on a loan to clear my credit cards. This has made paying it off much more manageable and has made my life more enjoyable and less stressful. Reviewed on: 25th February 2026

Never had an issue.

5
Never had an issue. I would recommend Reviewed on: 25th February 2026

Laon payout promptly

5
After approval, I recieved my money promptly and was also offered another loan due to circumstances a few months later. I was happy to accept. Reviewed on: 25th February 2026

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review