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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10816 reviews)

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4.96

Based on 10,816 reviews, last reviewed 29th Mar 2026

360800% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I asked for a small personal loan but they were pr... I asked for a small personal loan but they were prepared to give me a much bigger amount. It was granted within a short time. I have no regrets. ... Read more Reviewed on: 29th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10816)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

I am the best I’ve ever been with finances!

I don’t usually write reviews, but I genuinely felt I needed to share how much Updraft has helped me. I had been feeling really overwhelmed and stressed about my finances for a long time, and it was starting to affect my confidence and peace of mind. From the moment I reached out, I felt supported rather than judged. Everything was explained clearly, and for the first time in ages I felt like someone was actually helping me find a way forward. They helped me secure a loan that allowed me to take control of my situation, and the relief I felt was huge. I now feel calmer, more stable, and far more positive about the future — something I honestly didn’t think I’d feel again so soon. I’m incredibly grateful for the kindness, reassurance, and professionalism throughout the whole process. If you’re feeling stuck or anxious about your finances, I can truly say you’re not alone — and there is help out there. Reviewed on: 25th February 2026

I was in a right pickle with credit card repayments...

I was in a right pickle with credit card repayments and I needed to consolidate what was owed so I could try and reduce my monthly repayments. I lost sleep, stopped eating, life was a struggle. I found updraft, applied and got accepted. Now I can sleep. Eat and be worry free i am not paying loads in credit card payments. Massive help, super grateful Reviewed on: 25th February 2026

Easy to arrange and flexible terms are appreciated.

Easy to arrange and flexible terms are appreciated. Reviewed on: 25th February 2026

Straight forward no hassle very helpful

Straight forward no hassle very helpful Reviewed on: 25th February 2026

Simple and stress free.

Simple and stress free. Absolutely amazing, would definitely recommend. Reviewed on: 25th February 2026

Such an easy service to use, quick and efficient , I...

Such an easy service to use, quick and efficient , I have used updraft in the past and again currently. Will certainly use again in the future if I needed financial help. Reviewed on: 25th February 2026

Great communications and rates good

I’ve had 4 Updraft loans based on circumstances and consolidation. Rates were lower initially but easy to apply and great app. Great comms via the app too. Reviewed on: 25th February 2026

Very simple process and quick decision

Very simple process and quick decision Reviewed on: 25th February 2026

Very helpful for my personal situation, I had a roug...

Very helpful for my personal situation, I had a rough patch financially and got myself into a lots of small debts that were very mentally draining. Consolidated with updraft and the one monthly payment on payday has taken a large mental load off my head. The interest charged is also lower than a fair few of my other debts. Id recommend giving them a try. Reviewed on: 25th February 2026

Perfect definitely recommended.

Perfect definitely recommended. Very easy to use and always professional Reviewed on: 25th February 2026

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