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Updraft: Personal Loan reviews

4.89
Based on 11,098 reviews, last reviewed 2nd Oct 2026
91% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and quick payment. Great service and quick payment. And good repayment setup Reviewed on: 2nd October 2026
Sarah B's avatar
Sarah B

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11098)

Smooth and fast

5
All went smoothly and with no issues, really helped lower my monthly costs to be more manageable. Reviewed on: 25th February 2026

Very smooth process, app is user friendly which mak...

5
Very smooth process, app is user friendly which makes overall experience good Reviewed on: 25th February 2026

Quick and efficient, lovely staff, App is easy in us...

5
Quick and efficient, lovely staff, App is easy in use and gives a good overview. Reviewed on: 25th February 2026

Staff are great and very helpful

5
Staff are great and very helpful Reviewed on: 25th February 2026

Easy to use service

5
I was able to get a loan to consolidate multiple credit cards simply through their app. This was approved quickly after verifying my details and after a few days I had the money to consolidate my other debts. Overall, a very smooth process. Reviewed on: 25th February 2026

Very helpful

5
The application process was very easy and was a quick decision and the money went in fairly quickly too. The interest rates are not too bad. Reviewed on: 25th February 2026

When I was at my lowest and struggling few years bac...

5
When I was at my lowest and struggling few years back I didn’t know what to do other company I asked for help has rejected me but not updraft they helped me Reviewed on: 25th February 2026

Very easy to deal with and very helpful

5
Very easy to deal with and very helpful Reviewed on: 25th February 2026

Review :)

5
The application process was very easy and not as intense as stressful as others but still did the checking process correctly. Any time I have needed to contact them since they have been very helpful Reviewed on: 25th February 2026

Very customer focussed

5
Quick to respond to queries, loan was received very quickly and very clear communication. Have always felt confident in the information received and they are encouraging debt consolidation and responsible lending. Reviewed on: 25th February 2026

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