Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,981 reviews, last reviewed 26th Apr 2026
377000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Process was quick and straightforward and the monthl... Process was quick and straightforward and the monthly repayments is lower than a lot of the other lenders, making it affordable. Reviewed on: 26th April 2026
Tienna P's avatar
Tienna P

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review

Updraft Personal Loan reviews (10981)

Important bits I experienced with Updrafts

5
Quite straightforward with the loan applications I’ve made that have been approved. “Applications” as I’ve made two - and both with competitive rates! I must say I can’t fault any of the features and with everything that I’ve enjoyed with the app and services. Quite responsive as well when I message them regarding my account. Absolutely brilliant team! Reviewed on: 14th March 2026

Really easy to deal with and use a different method...

5
Really easy to deal with and use a different method than the big banks. They really helped me out Reviewed on: 14th March 2026

Excellent service, easy to use, helpful

5
Excellent service, easy to use, helpful Reviewed on: 14th March 2026

Great Experience!

5
Very simple application process, immediate contact by an agent to help through any issues. Lots of resources available in the app to help the customer. Reviewed on: 14th March 2026

An easy application with outstanding customer support.

5
An easy application with outstanding customer support. Reviewed on: 14th March 2026

Brilliant and easy to use .

5
Brilliant and easy to use .....,............ Reviewed on: 14th March 2026

Easy to apply and fast decision.

5
Easy to apply and fast decision. Reviewed on: 13th March 2026

Very good

5
Easy to acces online, very good app Reviewed on: 13th March 2026

Easy to apply and accepted straight away

5
Easy to apply and accepted straight away Reviewed on: 13th March 2026

Great loan product that helped me consolidate paymen...

5
Great loan product that helped me consolidate payments, was quick and simple to apply and received the money quickly. Communication is always fantastic with monthly updates to remind you when your payment will go out and also an easy to use app to manage your loan effectively. Reviewed on: 13th March 2026

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review