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Updraft: Personal Loan reviews

View other Updraft products
4.95
Based on 10,373 reviews, last reviewed 3rd Mar 2026
317600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Super application Very smooth and easy application super Reviewed on: 3rd March 2026
DAB's avatar
DAB

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
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Chris C
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10373)

Quick consolidation loan

5
I applied for a loan to consolidate existing credit card debt on a lower APR. the transfer was done the same day and all went smoothly. Reviewed on: 3rd March 2026
Emma 's avatar
Emma

Good loan provider

5
very quick to get a quote and loan authorisation. payout to bank was made very soon after approval. get monthly reminders that payment is due and when it's being taken via direct debit Reviewed on: 3rd March 2026
Robert H's avatar
Robert H

Updraft were great and offered excellent options, va...

5
Updraft were great and offered excellent options, value and clarity of communication. Any issues were resolved promptly and I do feel the company work hard to prioritise the needs of their customers above all else. Reviewed on: 3rd March 2026
Holly H's avatar
Holly H

Great application process and loan offering

5
The application process was probably the most transparent and rapid I’ve ever dealt with, and I felt fully informed throughout. Moreover, the offering itself is very competitive in my opinion, and has allowed me to regain control of my personal finances. Reviewed on: 3rd March 2026
Jan K's avatar
Jan K

Recommend

5
Really helpful, the process was straightforward. Have recommend to others. Reviewed on: 3rd March 2026
Lisa M's avatar
Lisa M

They are doing a great job helping and support peopl...

5
They are doing a great job helping and support people anytime you need it to! Reviewed on: 3rd March 2026
Iuliana I's avatar
Iuliana I

Helped me out when I really needed it

5
Helped me out when I really needed it Reviewed on: 3rd March 2026
Heather's avatar
Heather

Reducing money worries

5
Due to poor money management, I found myself in credit card debt, unable to get on top of myself. Updraft helped me clear my card with a standard rather month. Great communication and customer services. And the ability to pay off extra at no extra charge. Really helped me manage my finances better and reduce my stress and worry around finances and potential mounting debt. Reviewed on: 3rd March 2026
Katie G's avatar
Katie G

Absolutely brilliant when everyone else wanted over...

5
Absolutely brilliant when everyone else wanted over 40apr I found updraft!!! Reviewed on: 3rd March 2026
Edward H's avatar
Edward H

Good all round experience

5
Good all round experience, prompt replies, fast service regular contact. Reviewed on: 3rd March 2026
Claire's avatar
Claire

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