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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11082 reviews)

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4.88

Based on 11,082 reviews, last reviewed 14th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great company, easy application and great app. Easy and fast experience, manageable small monthly payments, I have been with this company 2 years, I have no once had any issues, they offer affordab... Read more Reviewed on: 14th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11082)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Seamless.

Seamless. From Application to Funds in Account Reviewed on: 25th February 2026

Great Great

Great. Thank you. Pleasant, friendly. Reviewed on: 25th February 2026

The process of approval was swift and simple, loved it.

The process of approval was swift and simple, loved it. Reviewed on: 25th February 2026

Overall great company!

Very easy website to use. Very friendly and helpful customer service and funds were processed very quickly. Couldn’t have asked for more! Thankyou Reviewed on: 25th February 2026

They have helpped my out when in need and are very r...

They have helpped my out when in need and are very responsive with the support Reviewed on: 25th February 2026

Excellent service and value, very easy online applic...

Excellent service and value, very easy online application Reviewed on: 25th February 2026

Financial freedom

Updraft has given me some financial freedom to finally start family planning, the stress and anxiety of debt hanging over your head and also preventing life experiences has now been lifted thanks to updraft I’m finally looking forward to the future !!! Reviewed on: 25th February 2026

recommended multiple friends and family great servic...

recommended multiple friends and family great service quick and efficient no messing Reviewed on: 25th February 2026

Best place to get a personal loan!

I’ve had a really positive experience using Updraft. The platform is user friendly, clear, and easy to navigate, which makes managing finances feel far less overwhelming. I especially appreciate how transparent everything is, the breakdown of payments, balances, and options are presented in a straightforward way without hidden confusion. The setup process was smooth, and the communication has been timely and professional. It’s reassuring to use a service that feels supportive rather than pressuring. Overall, Updraft provides a practical and accessible solution for staying on top of finances, and I would definitely recommend it to others looking for a simple, organised way to manage their money. Reviewed on: 25th February 2026

Simple and straightforward from start to finish.

Simple and straightforward from start to finish. This was a totally positive experience with email interactions and form filling all very easy, to quick payment. Reviewed on: 25th February 2026

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