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Updraft: Personal Loan reviews

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4.96
Based on 11,058 reviews, last reviewed 17th May 2026
384600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Good loans, good easy repayment method, low interest... Good loans, good easy repayment method, low interest, saves money o expensive credit cards and over drafts Reviewed on: 17th May 2026
Narla's avatar
Narla

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11058)

Quick and easy to apply no issues

5
Quick and easy to apply no issues Reviewed on: 25th February 2026
Charlotte Lottie Pole's avatar
Charlotte Lottie Pole

No messing around.

5
When I needed a loan, updraft popped up for me and it was the easiest application ever, even the app experience is simple and easy to navigate. Reviewed on: 25th February 2026
Matthew C's avatar
Matthew C

Future Lender to change the Lending market

5
Very helpful and provided a personal loan on fleixble terms which made me turn to them instead of an institutional lender / high-street bank. They offered flexibility in terms of repayment as well without unecessary pressure to sign and made the whole process pretty easy and straight forward. Reviewed on: 25th February 2026
JDS 's avatar
JDS

Quick and easy to use.

5
Quick and easy to use. Has an app to easily manage. Only issue is it’s a fairly high interest rate. Reviewed on: 25th February 2026
Adam P's avatar
Adam P

Would recommend to anyone :)

5
Updraft was brilliant for helping me with my loan to pay off my credit cards - the process was so simple and easy and made me feel very comfortable. Reviewed on: 25th February 2026
Rachel M's avatar
Rachel M

Very valuable and no unnecessary hassle

5
Very valuable and no unnecessary hassle Reviewed on: 25th February 2026
Bidex's avatar
Bidex

Excelent company, life savers...

5
I Was struggling to concolidate my loans to free up some money to put me in a stronger position to pay off my other debts. Unable to get a loan from other creditors i linked Updraft to my bank just to see if id be elligible in the future. Within minutes they gave me an offer. I calculated against what id be paying off and its actually freed up money and saved me a massive load of strsss. Highly recommend Reviewed on: 25th February 2026
Conner L's avatar
Conner L

Updraft Personal Loan Application

5
I contacted updraft looking for a loan and the process was very efficient and effective. The service I received was very good. Reviewed on: 25th February 2026
Gillian J's avatar
Gillian J

Very good overall and good customer service.

5
Very fast and very good for those not wanting to be ripped off by big banks. Understanding of people with bad credit and of the cost of living. Still a high APR but better than most lenders. Amazing for those looking to get out of debt faster. Great customer service. Highly recommend. Reviewed on: 25th February 2026
Scarlet K's avatar
Scarlet K

Quick answer and good condition, very fast for the a...

5
Quick answer and good condition, very fast for the approval Reviewed on: 25th February 2026
Jose H's avatar
Jose H

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