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Updraft: Personal Loan reviews

4.88
Based on 11,079 reviews, last reviewed 1st Jul 2026
94% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026
Aleigha S's avatar
Aleigha S

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11079)

Updraft, we couldn’t be more grateful

5
Honestly couldn’t recommend Updraft enough. After 6 years our previous landlord wanted to move back into the property so we had to find somewhere for me, my partner and 2 toddlers to live. Being fully in the cost living crisis and basically paying the same in rent as a mortgage it was almost impossible to save for a new deposit and an increased one months rent up front. That’s where Updraft saved us honestly, incredible interest rate, wonderful customer service and so easy to use. I genuinely cried when I saw how great their interest rate was, it feels like they really look out for their customers. Couldn’t be more grateful to them! Reviewed on: 24th May 2024

Really good.

5
Really good. Quick and easy. Very good online portal Reviewed on: 23rd May 2024

It’s a very good platform which provides you financi...

4
It’s a very good platform which provides you financial help when you need it Reviewed on: 23rd May 2024

Ray of light

5
I had just about lost all hope of clearing my high cost debt and was in a very dark place. All the high Street banks had refused me a loan so when I stumbled across updraft I was quite skeptical. Approval process very simple and funds can be paid to credit card accounts. I now know when my debts will be cleared instead of paying into bottomless pit of interest charges. Thank you. Reviewed on: 16th May 2024

It's was smooth and easy to use.

5
It's was smooth and easy to use. Nice people to help up out and really quick payment system. Reviewed on: 14th May 2024

Quick and efficient service, coupled with taking an...

4
Quick and efficient service, coupled with taking an intelligent and evidence based approach to lending. Having all your accounts and expenditure within the app allows a more helicopter view of your finances. Reviewed on: 3rd May 2024

Updraft helped me when I needed help so badly and ot...

5
Updraft helped me when I needed help so badly and other companies kept making the process complicated. Very low interest rates and very affordable. Reviewed on: 30th April 2024

Great company

5
Great! Really helpful and good offers Reviewed on: 25th April 2024

Updraft helped me out in a difficult situation I wa...

5
Updraft helped me out in a difficult situation I was in without their help. I don’t know what I would’ve done but thanks to them. I can look a better future. Reviewed on: 25th April 2024

Highly Recommend

5
Really positive experience, good communication through out and a quick and efficient process, helped me clear a small debt on credit card with lower payback costs compared to interest rate repayments Reviewed on: 23rd April 2024

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