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Updraft: Personal Loan reviews

4.96
Based on 11,060 reviews, last reviewed 19th May 2026
384800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

They contacted me to tell me I’ve been accepted I ha... They contacted me to tell me I’ve been accepted I had lots of time to think about it no pressure no phone calls all in my own time and thank you for t... Read more Reviewed on: 19th May 2026
andy_stevieg@sky.com's avatar
[email protected]

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11060)

Good experience

5
Good experience, hassle free, used twice, no complaints. Reviewed on: 8th April 2024

My experience was quick, easy and very useful to my...

5
My experience was quick, easy and very useful to my personal circumstances. Now im at 90% debt free Reviewed on: 8th April 2024

I was struggling with the neverending cycle of fees...

5
I was struggling with the neverending cycle of fees on my credit card debt. Paying £100-200 a month, not using the card for anything as it was maxed out, and by the next statement £70+ in fees. It had become unmanageable. I have paid off the debt thanks to the personal loan, and frozen the card. Simple monthly payment of £120 to updraft and the loan will be paid off in 3 years, or less once my finances are up together, and I can pay a bit more off each month. Reviewed on: 8th April 2024

Very easy process and good rates too!

5
Very easy process and good rates too! Definitely helped me to reduce some stress and manage my bills Reviewed on: 8th April 2024

Could not ask for a better service, 100% recommended

5
I've never had such an easy, comprehensive, efficient and cared for service when seeking financial products- Updraft made everything clear and painless as I could have hoped for l. Normally I am skeptical on taking out personal loans but given particular circumstances I would 100% recommend updraft. Reviewed on: 8th April 2024

Good overall, Quick quote, pay back early no fees

5
It was pretty good overall, Very quick for a quote and they gave a good quote. I decided to go with them and managed to consolidate my debt (or most of it) with the loan. I can pay back extra if required.fof nothing extra which is fantastic! Reviewed on: 7th April 2024

Easy and quick process, very helpful and easy to nav...

5
Easy and quick process, very helpful and easy to navigate Reviewed on: 7th April 2024

Quick decision, excellent communication, good rates

5
Quick decision, excellent communication, very good rates. Everything so far has been very good compared to other financial services I have used. As this is a new loan there is not much more I can add at this stage. Reviewed on: 7th April 2024

Good communication, easy service

5
Good communication, easy service Reviewed on: 7th April 2024

Quick - great communication- and listened

5
Quick - great communication- and listened Reviewed on: 7th April 2024

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