Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,079 reviews, last reviewed 1st Jul 2026
94% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026
Aleigha S's avatar
Aleigha S

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
Read all reviews Write a review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Updraft Personal Loan reviews (11079)

Updraft loan helped me restructure my finances

5
Updraft loan helped me restructure my finances Reviewed on: 18th March 2024
Keiran F's avatar
Keiran F

Excellent service, highly recommend

5
Easy application process, immediate decision and funds transferred very quickly. I would highly recommend Updraft to anyone wanting a personal loan. Excellent service. Reviewed on: 18th March 2024
Jameswm42's avatar
Jameswm42

Easy application process, fantastic all round experi...

5
Easy application process, fantastic all round experience would highly recommend Reviewed on: 18th March 2024
Wayne's avatar
Wayne

It helped me out when I had a relatively low borrowi...

5
It helped me out when I had a relatively low borrowing score Reviewed on: 18th March 2024
Yasmin J's avatar
Yasmin J

Date amendment and App

5
I had to have dates amendment as my payment date changed. Called customer service and they were very helpful and was an easy transition to change the dates. Also since I’ve got out the loan it’s been nice to have the app to see how much I have left, how much is paid etc. Really helpful and I think something that is needed to keep updated! Reviewed on: 18th March 2024
Nazmin's avatar
Nazmin

5 stars!

5
Smooth process, easy application, and great app! Received a decision quickly and had the money in my account within a few days. Also liked the open banking aspect, able to link up accounts. 5/5 stars from me! Reviewed on: 18th March 2024
A M's avatar
A M

Definitely recommend

5
It was so easy I would definitely recommend! Reviewed on: 18th March 2024
Clare 's avatar
Clare

Updraft, excellent people!

5
Updraft provide reasonable and realistic rates, especially for those of us with less than perfect credit scores. Updraft work beyond a simple number and lending or risk policy, they actually look at your bank using technology to make their decisions, making you feel like an actual human and not a number or risk score. The process is also actually super easy, simply via app which makes it much more pleasant to go through them for a loan, and it's very quick too. And then when you do need to speak to someone they're available via chat on the app at all times too and are super responsive. I've really enjoyed being a customer of updraft. Reviewed on: 18th March 2024
Natalie 's avatar
Natalie

The process was easy and simple to access.

5
The process was easy and simple to access. The interest rate would preferably be lower but accessible for me at this time. Reviewed on: 18th March 2024
Michaela Francioli's avatar
Michaela Francioli

Very fast and response and seamless process

4
Very fast and response and seamless process Reviewed on: 18th March 2024
Dapo Ogunkola's avatar
Dapo Ogunkola

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill