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Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 10,881 reviews, last reviewed 5th Apr 2026
367300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great end to end service for completing my loan. Great end to end service for completing my loan. Reviewed on: 5th April 2026
Jonathan 's avatar
Jonathan

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10881)

Perfect Support, great help and always there to help

5
Perfect Support, great help and always there to help Reviewed on: 15th March 2024
sean t's avatar
sean t

Would use again no problem

5
Never had problems, very easy to communicate with, everything is clear and an easy process. Reviewed on: 15th March 2024
Samantha L's avatar
Samantha L

Straight forward

5
Very good and straightforward, very competent staff good to talk with and very helpful Reviewed on: 15th March 2024
Gold A's avatar
Gold A

Brilliant

5
It was fast & efficient, extremely easy & everything was explained in great detail. Reviewed on: 15th March 2024
Victoria M's avatar
Victoria M

Easy from start to finish with no holdups

4
Easy from start to finish with no holdups Reviewed on: 15th March 2024
Nigel H's avatar
Nigel H

Easy and accessible with accurate information.

5
Easy and accessible with accurate information. Easy to know status of my payments. Reviewed on: 15th March 2024
Hana C's avatar
Hana C

Fantastic!

5
It was a simple process with a moderate decision time for eligibility. The one feature I love is that you can pay off your credit cards directly from the app, holding off any temptation of spending it on other things. I haven't used this feature yet, as I needed to use it for my Lending Stream loan and my Very.co.uk Credit Account. It took 3 days for the funds to be sent to my account, where I borrowed my maximum. Another cool feature is that you can choose the amount you want borrow, up to your maximum amount. Your interest and monthly repayment plan is calculated straight away on the app, before you commit so you can see whether this is a feasible rate to repay. the interest seem lower (in my opinion) to other lending platforms and cards. I personally find the app, the best way to manage and access the goods and services of this company. Considering, most platforms are via web engines. Overall, I'm extremely pleased with my first experience and would definitely recommend to friends and family who need it. It's a great tool to have for emergencies, if you use it to your advantage and NOT take advantage of it. Reviewed on: 15th March 2024
Mollie KFZ's avatar
Mollie KFZ

It is very nice and affordable very good customer se...

5
It is very nice and affordable very good customer seevice Reviewed on: 15th March 2024
Murali K's avatar
Murali K

Helped me out, with great rates.

5
Helped me out, with great rates. 2nd time using upstate, will use again in the future Reviewed on: 15th March 2024
Martin Brown's avatar
Martin Brown

Updraft have been fantastic.

5
Updraft have been fantastic. Very clear about fees and what you can borrow. Customer service have always sorted any issues quickly and conveniently. Reviewed on: 15th March 2024
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