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Updraft: Personal Loan reviews

4.88
Based on 11,079 reviews, last reviewed 1st Jul 2026
94% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026
Aleigha S's avatar
Aleigha S

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

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Updraft Personal Loan reviews (11079)

User Friendly

5
Updraft application process was easy and the app is very user friendly Reviewed on: 18th March 2024

App easy to use, updraft just hassle free and has he...

5
App easy to use, updraft just hassle free and has helped pay my debt off Reviewed on: 18th March 2024

So Easy!

5
I love the way they let you know how much you could borrow if you wanted to rather than having to request and amount. I really love how everything is done through the app. Having said that if you message them they are also very quick to reply. I have used them twice now. Reviewed on: 18th March 2024

Getting a loan with updraft was extremely quick and...

4
Getting a loan with updraft was extremely quick and easy. Reviewed on: 18th March 2024

Excellent

5
Great customer service, respond very well and are great at taking payments on time Reviewed on: 18th March 2024

Below 10% APR is preferred

5
I would've preferred below 10% APR but it is reasonable low Reviewed on: 18th March 2024

Supportive

5
Very understanding of current financial situation and supported and advised all the way through Reviewed on: 18th March 2024

Helped me clear debt across multiple loans which has...

5
Helped me clear debt across multiple loans which has helped me move out Reviewed on: 17th March 2024

*** best company ever ***

5
Perfect in every way excellent company fast easy and hassle free Reviewed on: 17th March 2024

Fantastic

5
Having used updraft twice I can say it's a great service. My initial small and shirt tear loan was just aa test of the service and was very easy to do. My longer loan allowed the payback of my overdraft so I avoid high fees while paying back a manageable amount. The terms and conditions are easy to understand and use very little jargon which increased my confidence and understanding of financial matters. I'd definitely say they are more helpful than my normal bank and updraft will be my first point of call for future needs. Reviewed on: 17th March 2024

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