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Updraft: Personal Loan reviews

4.96
Based on 10,906 reviews, last reviewed 9th Apr 2026
369800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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0%
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Latest highest rating:

5

Updraft made the experience painless Updraft made the experience painless in a time where I found I needed help Reviewed on: 9th April 2026
Andrew H's avatar
Andrew H

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10906)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

Responsible lender that helped me get out of debt

5
Offered me a loan that helped me get out of debt for good. Their terms are as good as they can get in terms of early repayments, and APR is lower than most credit cards available. Finally, their customer service is so responsive and gets back to you quickly on an app that doesn’t feel intimidating for a financial product Reviewed on: 14th March 2024

Very Transparent , quick decision , easy to use ser...

5
Very Transparent , quick decision , easy to use service Reviewed on: 14th March 2024

An excellent, easy to use service.

5
An excellent, easy to use service. Helped me to organise my finances. Reviewed on: 14th March 2024

a relatively easy experience

4
Although the initial application was a bit time consuming as one would expect for a personal loan. The approval was quick and the money was sent quickly as well faster than anticipated. The process was simple and easy to understand. The app and information provided afterwards have been very helpful Reviewed on: 14th March 2024

Easy application.

5
Easy application. No fuss. Quick decision. Reviewed on: 14th March 2024

Superb Company ...

5
I have had a couple of loans fro.m updraft. All I can say they have excellent customer service. They are very helpful. Easy access to the app to check on loan progress as well as a free credit score to.see how my finances are.going and how I can improve. Highly recommend. Reviewed on: 14th March 2024

Good communication

4
Got back to me quick using a chat function rather than phonecall which I prefer! Reviewed on: 14th March 2024

Amazing.

5
Amazing. No hassle, no fuss. All sorted very quickly and easily Reviewed on: 14th March 2024

Very good good

5
Very good point about the other two things that I was thinking about but I don’t think I can do that right now because I have to go to the bank and get my money back and then I have to go to the store and get my car and then I can go to the grocery store and get my car and then I can go to the gas station and get my car and then I can go to the liquor store and get my car and then I can go to the bank and then I can go to the mall and then I can go to the store and then I can go to the grocery store and Reviewed on: 14th March 2024

Great platform, user friendly

5
The user interface made banking much crazier than with other providers Reviewed on: 14th March 2024