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Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11078)

3 loans with Updraft!

5
Easy, easy, easy, starts to finish, no hassle, straight forward loans! Reviewed on: 14th March 2024

As someone with bad credit, Updraft saved me

5
I was struggling with multiple debts and poor credit. Updraft made it so easy to consolidate that debt with a loan that has the flexibility of being paid quicker if wanted without any penalties. Reviewed on: 14th March 2024

It was life saver in my so much of hardship .

5
It was life saver in my so much of hardship .. updraft really brought the solutions for me thanks Reviewed on: 14th March 2024

Updraft has been really simple to use and the app is...

5
Updraft has been really simple to use and the app is really clear for keeping track of my repayments. The ability to merge cards and have one payment has really helped with my budgeting and saving towards a house. Reviewed on: 14th March 2024

Excellent service

5
Updraft provide an efficient friendly and excellent service Reviewed on: 14th March 2024

Straight Forward and Simplistic

5
One word to describe my experience and that is Simple. Everything was done very quickly and hassle free... Reviewed on: 14th March 2024

Excellent company, value for money and keep you up t...

5
Excellent company, value for money and keep you up to date on lian offers, these guys and girls are great!! Reviewed on: 14th March 2024

Was very sceptical about it

5
Was very sceptical about it , but got into to a position we’re i needed help and decided to give it a go , how wrong was I , brilliant service executed unbelievable quickly , (I expected a few weeks , not hours )would defo use again when current loan expires Reviewed on: 14th March 2024

Honestly I haven’t had much interaction with the cus...

5
Honestly I haven’t had much interaction with the customer service team so cannot comment but I love the app and its layout and applying was really easy Reviewed on: 14th March 2024

Excellent guided process and super fast process

5
Very reasonable rate and was paid into my account super quick with full support from your personal account advisor guiding you through - superb! I was happy with the way everything was explained. When I contacted support about the amount of the loan I was given a very helpful reply which made me agree to going ahead! Very happy with the support during the process! Reviewed on: 14th March 2024

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