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Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11078)

Very easy to use and great service

4
Very easy to use and great service Reviewed on: 14th March 2024

Updraft have been nothing short of amazing helping m...

5
Updraft have been nothing short of amazing helping me get out of credit card debt with lower monthly repayments Reviewed on: 14th March 2024

Responsible lender that helped me get out of debt

5
Offered me a loan that helped me get out of debt for good. Their terms are as good as they can get in terms of early repayments, and APR is lower than most credit cards available. Finally, their customer service is so responsive and gets back to you quickly on an app that doesn’t feel intimidating for a financial product Reviewed on: 14th March 2024

Very Transparent , quick decision , easy to use ser...

5
Very Transparent , quick decision , easy to use service Reviewed on: 14th March 2024

An excellent, easy to use service.

5
An excellent, easy to use service. Helped me to organise my finances. Reviewed on: 14th March 2024

a relatively easy experience

4
Although the initial application was a bit time consuming as one would expect for a personal loan. The approval was quick and the money was sent quickly as well faster than anticipated. The process was simple and easy to understand. The app and information provided afterwards have been very helpful Reviewed on: 14th March 2024

Easy application.

5
Easy application. No fuss. Quick decision. Reviewed on: 14th March 2024

Superb Company ...

5
I have had a couple of loans fro.m updraft. All I can say they have excellent customer service. They are very helpful. Easy access to the app to check on loan progress as well as a free credit score to.see how my finances are.going and how I can improve. Highly recommend. Reviewed on: 14th March 2024

Good communication

4
Got back to me quick using a chat function rather than phonecall which I prefer! Reviewed on: 14th March 2024

Amazing.

5
Amazing. No hassle, no fuss. All sorted very quickly and easily Reviewed on: 14th March 2024

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